124 Cedar St, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 124 Cedar St, Somerville, MA 02144

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 3,090 sqft · built 1900
Lot Size	0.079 acres (3,435 sqft)
Owner	2 Individual Names on Record
Last Sale	$687,500 (Feb 2005)
Tax Bill	$17,657 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Aug 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`29-D-19`

Property Details

APN / Parcel Number

Primary APN	`29-D-19`
Alternative APNs	`SOME M:29 B:D L:19` `6261152`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,090 sqft Living Area
Gross Area	4,794 sqft
Basement Area	1,086 sqft
Unfinished Basement	1,086 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,435 sqft (0.079 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6261152
Street Address	124 CEDAR ST
City	SOMERVILLE
State	MA
Zip	02144-2652
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RA
Legal Block	D
Legal Lot Number	19
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	351002

Owner

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 BOW ST, LEXINGTON, MA 02420-3005
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2017	Deed of Trust, Mortgage TD BANK NA
Aug 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2005 · Amount on Record
Deed Sale	Feb 1, 2005 · Amount on Record
Prior Sale	Dec 20, 2003 · Amount on Record
Deed Document Number	200522335
Deed Book / Page	44578 / 238
Transfer Doc	48211-295
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	124 CEDAR ST, SOMERVILLE, MA 02144-2652
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69994-448
Date	Sep 28, 2017
Book Page	69994/448
Instrument	156665

Lender

Name	TD BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	124 CEDAR ST, SOMERVILLE, MA 02144-2652
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73164-266
Date	Aug 23, 2019
Book Page	73164/266
Instrument	126542

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$17,657.00 (+8.31%)	$1,608,100 (+7.62%) Land $728,400 Building $879,700
2025	$16,303.00 (+6.16%)	$1,494,300 (+2.36%) Land $693,700 Building $800,600
2024	$15,357.00 (+2.26%)	$1,459,800 (+0.52%) Land $693,700 Building $766,100
2023	$15,017.00	$1,452,300 Land $693,700 Building $758,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	608 / 135
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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