114 Cedar St, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 114 Cedar St, Somerville, MA 02144

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 3,090 sqft · built 1900
Lot Size	0.078 acres (3,387 sqft)
Owner	Individual Name on File
Last Sale	$1,220,000 (Dec 2025)
Tax Bill	$14,389 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-E-18`

Property Details

APN / Parcel Number

Primary APN	`29-E-18`
Alternative APNs	`SOME M:29 B:E L:18` `13458195`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,090 sqft Living Area
Gross Area	4,631 sqft
Basement Area	1,016 sqft
Unfinished Basement	1,016 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,387 sqft (0.078 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	13458195
Street Address	114 CEDAR ST
City	SOMERVILLE
State	MA
Zip	02144-2651
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA
Legal Block	E
Legal Lot Number	18
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2002
Census Tract	351002

Owner

114 Cedar St, a duplex, is owned and occupied by an individual who bought it in December 2025.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	114 CEDAR ST, SOMERVILLE, MA 02144-2651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on File
Deed Sale	Dec 4, 2025 · Amount on File
Deed Book / Page	84959 / 421
Prior Transfer Date	Dec 3, 2025
Prior Transfer Doc	084959-421
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Dec 4, 2025
Property Address	114 CEDAR ST, SOMERVILLE, MA 02144-2651
Document Number	084959-421
Book / Page	84959 / 421
Instrument Date	Dec 3, 2025
Instrument	148300
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 CEDAR ST, SOMERVILLE, MA 02144-2651

Mortgage

Document Number	0000148301
Date	Dec 4, 2025
Instrument	148301

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Type Change Date	Jan 1, 2033
Index	Other
Margin	3

Tax Assessment & Valuation

The 2026 property tax bill for 114 Cedar St was $14,389, up 5.4% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,389.00 (+5.44%)	$1,310,500 (+4.76%) Land $724,400 Building $586,100	$1,232,229
2025	$13,647.00 (+4.54%)	$1,250,900 (+0.81%) Land $689,900 Building $561,000
2024	$13,054.00 (+4.93%)	$1,240,900 (+3.13%) Land $689,900 Building $551,000
2023	$12,441.00	$1,203,200 Land $689,900 Building $513,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 114 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	608 / 135
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures