124 Cattail Cir, Saint Johns, FL 32259 Property Records

St. Johns County property record for 124 Cattail Cir, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,573 sqft · built 1998
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Nov 2019)
Tax Bill	$8,172 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249020-0290`

Property Details

APN / Parcel Number

Primary APN	`249020-0290`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,573 sqft Living Area
Gross Area	4,540 sqft
1st Floor Area	2,873 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Finished Screened Porch
Porch Area	316 sqft
Deck Area	Deck Area
Patio Area	796 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	124 CATTAIL CIR
City	SAINT JOHNS
State	FL
Zip	32259-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	29/68-72 JULINGTON CREEK PLANTATION PARCEL 20 PHASE 1 LOT 29 OR4830/978
Legal Range	27E
Legal Township	04S
Legal Section	33
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 20 PHA
Legal Phase	1
Legal Block	1
Legal Lot Number	29
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1001
Census Tract	20808

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 CATTAIL CIR, SAINT JOHNS, FL 32259-4403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage HANCOCK BANK
Nov 13, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Prior Sale	Sep 16, 2010 · Amount on Record
Deed Document Number	201984804
Deed Book / Page	4830 / 978
Prior Transfer Date	Aug 18, 2000
Prior Transfer Doc	0000040937
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	124 CATTAIL CIR, SAINT JOHNS, FL 32259-4403
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044391449
Date	Sep 27, 2017
Book Page	4439/1449
Instrument	2017065520

Lender

Name	HANCOCK BANK
Type	Bank
Address	BRADENTON, FL 34208

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 13, 2019
Property Address	124 CATTAIL CIR, SAINT JOHNS, FL 32259-4403
Document Number	0048300978
Book / Page	004830 / 000978
Instrument Date	Nov 6, 2019
Instrument	84804
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	KENDALL TITLE SERVICES, KENDALL TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 CATTAIL CIR ST JOHNS FL 322594403, ST JOHNS, FL 32259-4403

Mortgage

Document Number	48300980
Date	Nov 13, 2019
Book Page	004830/000980
Instrument	84805

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	124 CATTAIL CIR, SAINT JOHNS, FL 32259-4403
Document Number	0044000964
Book / Page	004400 / 000964
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 CATTAIL CIR ST JOHNS FL 322594403, ST JOHNS, FL 32259-4403

Mortgage

Document Number	0044000964
Date	Jul 7, 2017
Book Page	004400/000964
Instrument	46547

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 6, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,147 (+2.7%)	$717,533 (+0.26%) Land $195,000 Building $522,533
2025	$8,172.00 (+10.99%) Homeowner's exemption	$510,367 (+5.99%)	$715,643 (+8.52%) Land $195,000 Building $520,643
2024	$7,363.00 (+6.31%)
2023	$6,926.00 (+2.2%) Homeowner's exemption	$481,537 (+3%)	$659,480 (+6.87%) Land $145,000 Building $514,480
2022	$6,777.00 Homeowner's exemption	$467,512	$617,103 Land $140,000 Building $477,103

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: IQ Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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