124 Annie Dr, Guyton, GA 31312 Property Records

Effingham County property record for 124 Annie Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,148 sqft · built 2022
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Nov 2022)
Tax Bill	$4,947 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0397E-029-000`

Property Details

APN / Parcel Number

Primary APN	`0397E-029-000`
Alternative APNs	`00810057B00` `0397E029` `29952`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,148 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	441 sqft
Pool Area	276 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29952
Street Address	124 ANNIE DR
City	GUYTON
State	GA
Zip	31312-6149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	.15 AC LOT 29 (OUT 397-50) PLT 28/581
Legal Subdivision	THE WOODLANDS
Legal Phase	1
Legal Lot Number	29
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2013
Census Tract	30403

Owner

124 Annie Dr is owned and occupied by two individuals who bought it in November 2022.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	124 ANNIE DR, GUYTON, GA 31312-6149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK
Nov 18, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Nov 18, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2022 · Amount on File
Deed Sale	Nov 21, 2022 · Amount on File
Deed Document Number	20223454
Deed Book / Page	2819 / 746
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	124 ANNIE DR, GUYTON, GA 31312-6149
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ANNIE DR

Mortgage

Document Number	0000002761/0000000146
Date	Feb 2, 2022
Book Page	0000002761/0000000146
Instrument	001114

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2023

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 18, 2022
Property Address	124 ANNIE DR, GUYTON, GA 31312-6149
Document Number	002819/746
Book / Page	2819 / 746
Instrument Date	Nov 18, 2022
Instrument	2022-003454
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 ANNIE DR, GUYTON, GA 31312-6149

Mortgage

Document Number	0000002819/0000000748
Date	Nov 21, 2022
Book Page	0000002819/0000000748
Instrument	011342

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 18, 2022
Property Address	124 ANNIE DR, GUYTON, GA 31312-6149
Document Number	002819/746
Book / Page	2819 / 746
Instrument Date	Nov 18, 2022
Instrument	2022-003454
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 ANNIE DR, GUYTON, GA 31312-6149

Mortgage

Document Number	0000011342
Date	Nov 18, 2022
Instrument	011342

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 124 Annie Dr was $4,947, up 5.5% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,793 (-0.27%) Land $25,600 Building $123,193	$371,983 (-0.27%) Land $64,000 Building $307,983
2025	$4,947.00 (+5.55%)	$149,198 (-2.28%) Land $25,600 Building $123,598	$372,996 (-2.28%) Land $64,000 Building $308,996
2024	$4,687.00	$152,677 Land $25,600 Building $127,077	$381,692 Land $64,000 Building $317,692
2022	$532.00	$18,800 Land $18,800	$47,000 Land $47,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 124 Annie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Annie Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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