121 Annie Dr, Guyton, GA 31312 Property Records

Effingham County property record for 121 Annie Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,304 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$250,100 (Sep 2020)
Tax Bill	$4,680 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0397E-011-000`

Property Details

APN / Parcel Number

Primary APN	`0397E-011-000`
Alternative APNs	`00810057B00` `0397E011` `29933`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,304 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	400 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29933
Street Address	121 ANNIE DR
City	GUYTON
State	GA
Zip	31312-6150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	.15 AC LOT 11 (OUT 397-50) PLT 28/580
Legal Subdivision	THE WOODLANDS
Legal Phase	1
Legal Lot Number	11
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2013
Census Tract	30403

Owner

121 Annie Dr is owned and occupied by two individuals who acquired it in September 2020.

Source: Effingham County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	121 ANNIE DR, GUYTON, GA 31312-6150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Sep 30, 2020	Warranty Deed, Transfer
Sep 19, 2020	Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage BROKER SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2020 · Amount on File
Deed Sale	Sep 19, 2020 · Amount on File
Deed Document Number	20202668
Deed Book / Page	2624 / 892
Last Transfer Date	Sep 30, 2020
Transfer Doc	002628/829
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 12, 2026
Property Address	121 ANNIE DR, GUYTON, GA 31312-6150
Document Number	0000000070
Book / Page	3062 / 685
Instrument Date	Aug 11, 2026
Instrument	202670
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ANNIE DR, GUYTON, GA 31312-6150

Mortgage

Document Number	0000000070,
Date	Aug 12, 2026
Book Page	3062/685
Instrument	202670

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 30, 2020
Property Address	121 ANNIE DR, GUYTON, GA 31312-6150
Document Number	002628/829
Book / Page	2628 / 829
Instrument Date	Sep 30, 2020
Instrument	2020-002838
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ANNIE DR, GUYTON, GA 31312-6150

September 2020: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 19, 2020
Property Address	121 ANNIE DR, GUYTON, GA 31312-6150
Document Number	002624/892
Book / Page	2624 / 892
Instrument Date	Sep 19, 2020
Instrument	2020-002668
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ANNIE DR, GUYTON, GA 31312-6150

Mortgage

Document Number	0000002624/0000000893
Date	Sep 21, 2020
Book Page	0000002624/0000000893
Instrument	009698

Lender

Name	BROKER SOLUTIONS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 121 Annie Dr was $4,680, up 19.2% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,564 (+7.63%) Land $25,600 Building $124,964	$376,410 (+7.63%) Land $64,000 Building $312,410
2025	$4,680.00 (+19.21%)	$139,886 (+11.98%) Land $25,600 Building $114,286	$349,715 (+11.98%) Land $64,000 Building $285,715
2024	$3,926.00	$124,917 Land $25,600 Building $99,317	$312,293 Land $64,000 Building $248,293
2022	$3,105.00	$95,982 Land $18,800 Building $77,182	$239,956 Land $47,000 Building $192,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 Annie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Annie Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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