124 Ann St, Beaufort, NC 28516 Property Records

Carteret County property record for 124 Ann St, Beaufort, NC 28516 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,722 sqft · built 1901
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,221 (2025)
Deeds & Mortgages	Sep 2021 Construction Loan Nov 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`7306.17.01.6116000`

Property Details

APN / Parcel Number

Primary APN	`7306.17.01.6116000`
Alternative APNs	`544306` `38636`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,722 sqft Heated Area
Gross Area	1,958 sqft
1st Floor Area	1,722 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	51 ft deep x 38 ft wide

Exterior Amenities

Porch	Slab
Porch Area	236 sqft
Shed	1 Shed
Shed Area	120 sqft
Canopy	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	38636
Street Address	124 ANN ST
City	BEAUFORT
State	NC
Zip	28516-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART L39 40 TOWN OF BEAUFORT ANN STREET
Legal Subdivision	LG AND CALLIE HARDESTY
Legal Block	01
Legal Lot Number	39-40
Jurisdiction	CARTERET NC
Township / Civil Division	BEAUFORT
Census Block Group	1
Census Block	1002
Census Tract	970305

Owner

Source: Carteret County records · APN 7306.17.01.6116000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	124 ANN ST, BEAUFORT, NC 28516-2142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Nov 03, 2020	Warranty Deed, Transfer · ARM NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 20, 2020
Transfer Doc	0016940199
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	124 ANN ST, BEAUFORT, NC 28516-2142
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017390292
Date	Sep 22, 2021
Book Page	1739/292
Instrument	1739292

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.25%
Margin	3
Max Rate	8.25%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Nov 03, 2020
Property Address	124 ANN ST, BEAUFORT, NC 28516-2142
Document Number	0016940199
Book / Page	1694 / 199
Instrument Date	Oct 20, 2020
Instrument	1694199
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 OLGA RD, 104, BEAUFORT, NC 28516-9629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 ANN ST, BEAUFORT, NC 28516-2142

Mortgage

Document Number	1694200
Date	Nov 03, 2020
Instrument	1694-200

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2023
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.75%
Index	5-Year CMT
Margin	2
Max Rate	7.75%

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Beaufort Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,221.00 (+6.66%)	$906,709 (+59.5%) Land $266,860 Building $639,849	$906,709 (+59.5%) Land $266,860 Building $639,849
2023		$568,473 Land $457,523 Building $110,950	$568,473 Land $457,523 Building $110,950
2022	$4,895.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319703051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 239 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	379 units insured 140 under condo master policies
Nearby Flood Claims	24 (1996–2023)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2023, tidal / storm surge
Claims By Storm	Hurricane Florence, Sep 2018 · 19 claims Hurricane Fran, Sep 1996 · 2 claims

Wildfire

Wildfire Risk	Low above 3% of the US · above 2% of North Carolina
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Beaufort Historic District listed 1974 · 16 contributing resources · NRIS 74001331

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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