120 Ann St, Beaufort, NC 28516 Property Records

Carteret County property record for 120 Ann St, Beaufort, NC 28516

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,445 sqft · built 1910
Lot Size0.137 acres (6,011 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Aug 2005)
Tax Bill$6,697 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone AE (high risk)
APN7306.17.01.5220000

Property Details

APN / Parcel Number

Primary APN7306.17.01.5220000
Alternative APNs
  • 404585
  • 55991

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,445 sqft Heated Area
Gross Area1,933 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialWood
Foundation TypeBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,011 sqft (0.137 acres)
Lot Dimensions90 ft deep x 55 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area328 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number55991
Street Address120 ANN ST
CityBEAUFORT
StateNC
Zip28516-2102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPH2 ANN STREET CONDO
Legal Phase2
JurisdictionCARTERET NC
Township / Civil DivisionBEAUFORT
Census Block Group1
Census Block1001
Census Tract970305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Beaufort Historic District
listed 1974 · 16 contributing resources · NRIS 74001331

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carteret County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address120 ANN ST, BEAUFORT, NC 28516-2102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2005 · Amount on Record
Deed SaleAug 1, 2005 · Amount on Record
Deed Document Number0000112572
Deed Book / Page1125 / 072
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address120 ANN ST, BEAUFORT, NC 28516-2102
Transaction TypeMortgage
Record UpdatedNov 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 ANN ST, BEAUFORT, NC 28516-2102

Mortgage

Document Number0017770146
DateAug 22, 2022
Book Page1777/146
Instrument1777146
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityBeaufort Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,697.00 (+31.68%)$1,171,047 (+98.14%) Land $262,680 Building $908,367$1,171,047 (+98.14%) Land $262,680 Building $908,367
2023$591,013 Land $415,609 Building $175,404$591,013 Land $415,609 Building $175,404
2022$5,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 239 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies379 units insured
incl. 140 condo units
Nearby Flood Claims24 (1996–2023)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2023 · tidal / storm surge
Claims by Event
  • Hurricane Florence, Sep 2018 · 19 claims
  • Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEAUFORT
serves 4,452 people · EPA ID NC0416010
Water SourceGroundwater
Last State InspectionApr 2025
Lead5 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Ann St

Nearby Streets

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