Sacramento County property record for 12398 Woods Rd, Wilton, CA 95693
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,020 sqft · built 2000 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Feb 2002) |
| Tax Bill | $6,420 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136-0260-060-0000 |
| Primary APN | 136-0260-060-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| 1st Floor Area | 2,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 217,800 sqft |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12398 WOODS RD |
|---|---|
| City | WILTON |
| State | CA |
| Zip | 95693-8506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-5 |
| Legal Description | DON RAY COL NO 1, LOT 14, BLOCK:: O |
| Legal Subdivision | DON RAY COLONY 01 |
| Legal Tract | O |
| Legal Block | O |
| Legal Lot Number | 14 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 9404 |
Source: Sacramento County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12398 WOODS RD, WILTON, CA 95693-8506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU |
| Nov 11, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Nov 14, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Feb 14, 2018 | Deed of Trust, Mortgage · VA Mortgage ASSENT INC |
| Jun 19, 2017 | Deed of Trust, Mortgage ASSENT INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2002 · Amount on Record |
| Deed Sale | Feb 27, 2002 · Amount on Record |
| Prior Sale | Nov 23, 1999 · Amount on Record |
| Deed Book / Page | 20020227 / 636 |
| Prior Transfer Date | Nov 17, 1999 |
| Prior Transfer Doc | 9911000958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 12398 WOODS RD, WILTON, CA 95693-8506 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12398 WOODS RD, WILTON, CA 95693-8506 |
| Document Number | 0000000075 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 202311130075 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 9, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 12398 WOODS RD, WILTON, CA 95693-8506 |
| Document Number | 2012290084 |
| Instrument Date | Nov 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12398 WOODS RD WILTON CA 956938506, WILTON, CA 95693-8506 |
| Document Number | 2012290084 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2012290084 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 12398 WOODS RD, WILTON, CA 95693-8506 |
| Document Number | 1912060231 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12398 WOODS RD WILTON CA 956938506, WILTON, CA 95693-8506 |
| Document Number | 1912060231 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 1912060231 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 12398 WOODS RD, WILTON, CA 95693-8506 |
| Document Number | 1803070139 |
| Instrument Date | Feb 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12398 WOODS RD WILTON CA 956938506, WILTON, CA 95693-8506 |
| Document Number | 1803070139 |
|---|---|
| Date | Mar 7, 2018 |
| Instrument | 1803070139 |
| Name | ASSENT INC |
|---|---|
| Address | IRVINE, CA 92612 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 6, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 12398 WOODS RD, WILTON, CA 95693-8506 |
| Document Number | 1706300474 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12398 WOODS RD WILTON CA 956938506, WILTON, CA 95693-8506 |
| Document Number | 1706300474 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 1706300474 |
| Name | ASSENT INC |
|---|---|
| Address | 18881 VON KARMAN AVE # 1075, IRVINE, CA 92612-8535 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 29, 2047 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Elementary School District | Arcohe Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $610,253 (+2%) Land $150,674 Building $459,579 | |
| 2025 | $6,420.00 (+1.97%) Homeowner's exemption | $598,288 (+4.04%) Land $147,720 Building $450,568 |
| 2024 | $6,296.00 (+2.04%) | |
| 2023 | $6,170.00 (+4.66%) Homeowner's exemption | $575,058 Land $141,985 Building $433,073 |
| 2022 | $5,895.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 26 (1986–2022) |
| Claims Outside the SFHA | 6 of 26 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 53% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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