12381 Woods Rd, Wilton, CA 95693 Property Records

Sacramento County property record for 12381 Woods Rd, Wilton, CA 95693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,995 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Apr 2017)
Tax Bill	$7,603 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`136-0271-050-0000`

Property Details

APN / Parcel Number

Primary APN	`136-0271-050-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,995 sqft Living Area
1st Floor Area	1,995 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	217,800 sqft
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12381 WOODS RD
City	WILTON
State	CA
Zip	95693-8506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-5
Legal Description	DON RAY COL NO 1, LOT 6, BLOCK:: O
Legal Range	07E
Legal Township	06N
Legal Section	21
Legal Subdivision	MILES WHITAKER & RAY COLONY
Legal Tract	O
Legal Block	O
Legal Lot Number	6
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1001
Census Tract	9404

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12381 WOODS RD, WILTON, CA 95693-8506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on File
Deed Sale	Apr 28, 2017 · Amount on File
Prior Sale	Jun 21, 1995 · Amount on File
Deed Book / Page	20170428 / 1562
Prior Transfer Date	Jul 15, 2008
Prior Transfer Doc	9160000000417
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 3, 2026
Property Address	12381 WOODS RD, WILTON, CA 95693-8506
Document Number	2026000423
Book / Page	20260403 / 423
Instrument Date	Mar 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12381 WOODS RD, WILTON, CA 95693-8506

Mortgage

Document Number	2026000423,
Date	Apr 3, 2026
Book Page	20260403/423

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12381 WOODS RD, WILTON, CA 95693-8506
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12381 WOODS RD, WILTON, CA 95693-8506

Mortgage

Document Number	2021092000081
Date	Sep 20, 2021
Instrument	2021092000081

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12381 WOODS RD, WILTON, CA 95693-8506
Document Number	1910100943
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12381 WOODS RD WILTON CA 956938506, WILTON, CA 95693-8506

Mortgage

Document Number	1910100943
Date	Oct 10, 2019
Instrument	1910100943

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12381 WOODS RD, WILTON, CA 95693-8506
Document Number	1910100942
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12381 WOODS RD WILTON CA 956938506, WILTON, CA 95693-8506

Mortgage

Document Number	1910100942
Date	Oct 10, 2019
Instrument	1910100942

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Arcohe Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$722,108 (+2%) Land $221,685 Building $500,423
2025	$7,603.00 (+1.97%) Homeowner's exemption	$707,950 (+4.04%) Land $217,339 Building $490,611
2024	$7,456.00 (+1.93%)
2023	$7,315.00 (+4.66%) Homeowner's exemption	$680,461 Land $208,900 Building $471,561
2022	$6,989.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	26 (1986–2022)
Claims Outside the SFHA	6 of 26
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 3 claims Flooding, Feb 2017 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Zeta Broadband Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	300 / 30
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Softcom Internet Communications.

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