Sumter County property record for 12396 NE 48th Loop, Oxford, FL 34484
| Property Type | Single Family Home |
|---|---|
| Details | 1,760 sqft · built 2013 |
| Lot Size | 0.087 acres (3,800 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $196,000 (Aug 2016) |
| Tax Bill | $3,258 (2024) |
| Deeds & Mortgages | Jun 2023 Line of Credit Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | D09M131 |
| Primary APN | D09M131 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,760 sqft Heated Area |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Steel Frame |
| Lot Area | 3,800 sqft (0.087 acres) |
| Garage Area | 395 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 420 sqft |
| Account Number | 1009950 |
|---|---|
| Street Address | 12396 NE 48TH LOOP |
| City | OXFORD |
| State | FL |
| Zip | 34484-9605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 131 THE VILLAGES OF PARKWOOD PB 10 PG 17-17F |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 09 |
| Legal Subdivision | VILLAGES OF PARKWOOD |
| Legal Lot Number | 131 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 911703 |
12396 NE 48th Loop is owned by a company that bought it in August 2016.
Source: Sumter County records, as of December 19, 2025
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7956 PENROSE PL, WILDWOOD, FL 34785-7766 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 17, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS 1ST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2016 · Amount on File |
| Deed Sale | Aug 30, 2016 · Amount on File |
| Prior Sale | Oct 8, 2013 · Amount on File |
| Deed Document Number | 201660025664 |
| Deed Book / Page | 3147 / 0075 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 12396 NE 48TH LOOP, OXFORD, FL 34484-9605 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12396 NE 48TH LOOP, OXFORD, FL 34484-9605 |
| Document Number | 0044800805 |
|---|---|
| Date | Jun 8, 2023 |
| Book Page | 4480/805 |
| Instrument | 202360022397 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 12396 NE 48TH LOOP, OXFORD, FL 34484-9605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033210323 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 3321/0323 |
| Instrument | 201760033946 |
| Name | CITIZENS 1ST BANK |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Sep 27, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Sumter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $240,030 Land $7,850 Building $232,180 | $240,030 Land $7,850 Building $232,180 | |
| 2024 | $3,258.00 (+78.81%) | ||
| 2023 | $1,822.00 (+3.05%) Additional exemption filed | $169,090 (+3%) | $224,330 (+19.62%) Land $7,850 Building $216,480 |
| 2022 | $1,768.00 Homeowner's exemption | $164,170 | $187,530 Land $7,850 Building $179,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12396 NE 48th Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12396 NE 48th Loop is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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