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12392 NE 48th Loop, Oxford, FL 34484 Property Records

Sumter County property record for 12392 NE 48th Loop, Oxford, FL 34484

Property Summary

Property TypeSingle Family Home
Details2,002 sqft · built 2013
Lot Size0.087 acres (3,800 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Sep 2026)
Tax Bill$3,349 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jul 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN091823D09M132

Property Details

APN / Parcel Number

Primary APN091823D09M132
Alternative APNs
  • D09M132
  • 1009951

Interior

Stories2 Stories
Building Area2,002 sqft Living Area
Gross Area1,280 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialWood
Construction TypeConcrete Block
Lot Area3,800 sqft (0.087 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area420 sqft

Location & Zoning

Street Address12392 NE 48TH LOOP
CityOXFORD
StateFL
Zip34484-9605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 132 THE VILLAGES OF PARKWOOD PB 10 PG 17-17F
Legal Range23E
Legal Township18S
Legal Section9
Legal SubdivisionTHE VILLAGES OF PARKWOOD
Legal Lot Number132
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2021
Census Tract911703

Owner

12392 NE 48th Loop is owned and occupied by two individuals who bought it in September 2026.

Source: Sumter County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address12392 NE 48TH LOOP, OXFORD, FL 34484-9605
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORPORATION
Jul 10, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 20, 2018Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2026 · Amount on File
Deed SaleSep 1, 2026 · Amount on File
Prior SaleApr 20, 2018 · Amount on File
Deed Document Number202644715
Deed Book / Page5214 / 659
Prior Transfer DateApr 21, 2023
Prior Transfer Doc0044940683
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateSep 1, 2026
Property Address12392 NE 48TH LOOP, OXFORD, FL 34484-9605
Document Number0000044715
Book / Page5214 / 659
Instrument DateAug 27, 2026
Instrument202644715
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyFREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$190,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044716,
DateSep 1, 2026
Instrument202644716
Lender
NameCHURCHILL MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUMTER FL
Recording DateJul 10, 2023
Property Address12392 NE 48TH LOOP, OXFORD, FL 34484-9605
Document Number0044940683
Book / Page4494 / 683
Map ReferenceMB 10 PG 17,17A-17F
Instrument DateApr 21, 2023
Instrument202360026168
Transaction TypeTransfer
Record UpdatedJul 27, 2023
Title CompanyNOT AVAILABLE, STANDARD TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9964 SW 51ST AVE, OCALA, FL 34476-8625

Mortgage

Document Number0004494686
DateJul 10, 2023
Instrument4494/686
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueMay 1, 2053

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateApr 20, 2018
Property Address12392 NE 48TH LOOP, OXFORD, FL 34484-9605
Document Number0033990079
Book / Page3399 / 0079
Map ReferenceMB10 PG17,17A-17F
Instrument DateApr 2, 2018
Instrument201860013904
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyCENTRAL FLORIDA TITLE VILLAG

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12392 NE 48TH LOOP, 12392, OXFORD, FL 34484-9605

Transferred To (Grantee/Buyer)

NameVerified Name
Address12392 NE 48TH LOOP, OXFORD, FL 34484-9605

Mortgage

Document Number201860013905
DateApr 20, 2018
Instrument201860013905
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12392 NE 48th Loop was $3,349, up 5.7% from the year before.

Source: Sumter County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,349.00 (+5.71%)$235,870 Land $9,230 Building $226,640$235,870 Land $9,230 Building $226,640
2024$3,168.00 (+11.16%)
2023$2,850.00 (+11.85%)$225,710 (+27.64%) Land $9,230 Building $216,480$225,710 (+19.48%) Land $9,230 Building $216,480
2022$2,548.00$176,840$188,910 Land $9,230 Building $179,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12392 NE 48th Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12392 NE 48th Loop is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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