12396 Cherry Bluff Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 12396 Cherry Bluff Dr, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,201 sqft · built 2019
Lot Size	0.138 acres (5,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Oct 2023)
Tax Bill	$4,860 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106524-0530`

Property Details

APN / Parcel Number

Primary APN	`106524-0530`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,201 sqft Living Area
Gross Area	2,663 sqft
1st Floor Area	1,658 sqft
Upper Floors Area	543 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,996 sqft (0.138 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12396 CHERRY BLUFF DR
City	JACKSONVILLE
State	FL
Zip	32218-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-50
Legal Description	71-186 34-1N-27E CHERRY LAKES LOT 71
Legal Range	27E
Legal Township	01N
Legal Section	34
Legal Subdivision	CHERRY LAKES
Legal Block	2
Legal Lot Number	71
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2006
Census Tract	10104

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12396 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 26, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	2023223200
Deed Book / Page	20853 / 1807
Prior Transfer Date	Jun 26, 2023
Prior Transfer Doc	0207570140
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 27, 2023
Property Address	12396 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Document Number	0208531807
Book / Page	20853 / 1807
Map Reference	MB 71 PG 186-192
Instrument Date	Oct 17, 2023
Instrument	2023223200
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12396 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12396 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258

Mortgage

Document Number	0208531810
Date	Oct 27, 2023
Instrument	20853/1810

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 26, 2023
Property Address	12396 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Document Number	0207570140
Book / Page	20757 / 140
Map Reference	MB 71 PG 186-192
Instrument Date	Jun 26, 2023
Instrument	2023153314
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	532 BRIARCLIFF AVE, SELMA, AL 36701-6716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12396 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 24, 2020
Property Address	12396 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Document Number	0194641658
Book / Page	19464 / 1658
Map Reference	MB 71 PG 186-192
Instrument Date	Nov 18, 2020
Instrument	2020261314
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	GOLDEN DOG TITLE AND TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8246 E NORTHFIELD BLVD # BLVD2150, 8246, DENVER, CO 80238-3118

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12396 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258

Mortgage

Document Number	0194641660
Date	Nov 24, 2020
Instrument	19464/1660

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,481 (+0.55%) Land $65,000 Building $230,481	$295,481 (+0.55%) Land $65,000 Building $230,481
2025	$4,860.00 (-14.47%) Homeowner's exemption	$293,862 (+25.08%) Land $70,000 Building $223,862	$293,862 (-6.05%) Land $70,000 Building $223,862
2024	$5,682.00 (+53.86%)
2023	$3,693.00 (+9.23%) Homeowner's exemption	$234,931 (+3%)	$312,785 (+5.66%) Land $65,000 Building $247,785
2022	$3,381.00 Homeowner's exemption	$228,089	$296,017 Land $60,000 Building $236,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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