12384 Cherry Bluff Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 12384 Cherry Bluff Dr, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,201 sqft · built 2019
Lot Size	0.214 acres (9,329 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Mar 2024)
Tax Bill	$5,635 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`106524-0520`

Property Details

APN / Parcel Number

Primary APN	`106524-0520`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,201 sqft Living Area
Gross Area	2,663 sqft
1st Floor Area	1,658 sqft
Upper Floors Area	543 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,329 sqft (0.214 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12384 CHERRY BLUFF DR
City	JACKSONVILLE
State	FL
Zip	32218-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-50
Legal Description	71-186 34-1N-27E CHERRY LAKES LOT 69
Legal Range	27E
Legal Township	01N
Legal Section	34
Legal Subdivision	CHERRY LAKES
Legal Block	2
Legal Lot Number	69
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2006
Census Tract	10104

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12384 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · VA Mortgage OLYMPIAN MORTGAGE LLC
Mar 21, 2024	Warranty Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
May 12, 2023	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY LOAN SERVICING LLC
May 25, 2022	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY LOAN SERVICING LLC
Jul 25, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Prior Sale	Jul 25, 2019 · Amount on Record
Deed Document Number	202456004
Deed Book / Page	20985 / 690
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12384 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12384 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258

Mortgage

Document Number	0216911925
Date	Nov 18, 2025
Book Page	21691/1925
Instrument	2025264401

Lender

Name	OLYMPIAN MORTGAGE LLC
Type	Mortgage Company
Address	DEARBORN, MI 48124

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 21, 2024
Property Address	12384 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Document Number	0209850690
Book / Page	20985 / 690
Map Reference	MB 71 PG 186-192
Instrument Date	Feb 29, 2024
Instrument	2024056004
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4811 BEACH BLVD STE 200, 200, JACKSONVILLE, FL 32207-4867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12384 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258

Mortgage

Document Number	0209850693
Date	Mar 21, 2024
Book Page	20985/693
Instrument	2024056005

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12384 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12384 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258

Mortgage

Document Number	0206771281
Date	May 12, 2023
Book Page	20677/1281
Instrument	2023096684

Lender

Name	COMMUNITY LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	May 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12384 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12384 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258

Mortgage

Document Number	0202981829
Date	May 25, 2022
Book Page	20298/1829
Instrument	2022142658

Lender

Name	COMMUNITY LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 25, 2019
Property Address	12384 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258
Document Number	0188760528
Book / Page	18876 / 0528
Map Reference	MB 71 PG 186-192
Instrument Date	Jul 15, 2019
Instrument	2019173046
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,651.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12384 CHERRY BLUFF DR, JACKSONVILLE, FL 32218-2258

Mortgage

Document Number	0188760530
Date	Jul 25, 2019
Instrument	18876/0530

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,966 (-29.74%)	$302,672 (+2.26%) Land $70,000 Building $232,672
2025	$5,635.00 (+48.29%)	$295,985 (+25.99%) Land $70,000 Building $225,985	$295,985 (-5.37%) Land $70,000 Building $225,985
2024	$3,800.00 (+2.9%)
2023	$3,693.00 (+9.23%) Homeowner's exemption	$234,931 (+3%)	$312,785 (+5.66%) Land $65,000 Building $247,785
2022	$3,381.00 Homeowner's exemption	$228,089	$296,017 Land $60,000 Building $236,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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