12396 Cedar Ave, Chino, CA 91710 Property Records

San Bernardino County property record for 12396 Cedar Ave, Chino, CA 91710

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,033 sqft · built 1964
Lot Size	0.2 acres (8,710 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Sep 2008)
Tax Bill	$5,044 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1015-232-14-0000`

Property Details

APN / Parcel Number

Primary APN	`1015-232-14-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,033 sqft Living Area
Gross Area	2,516 sqft
1st Floor Area	2,033 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	8,710 sqft (0.2 acres)
Lot Dimensions	134 ft deep x 65 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	577 sqft
Patio Area	577 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12396 CEDAR AVE
City	CHINO
State	CA
Zip	91710-2651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6840 LOT 8
Legal Subdivision	TRACT NO. 6840
Legal Tract	6840
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3007
Census Tract	603

Owner

12396 Cedar Ave is owned and occupied by an individual who bought it in September 2008.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	12396 CEDAR AVE, CHINO, CA 91710-2651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit ARROWHEAD CENTRAL CU
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 23, 2017	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2008 · Amount on File
Deed Sale	Sep 8, 2008 · Amount on File
Prior Sale	Dec 18, 2007 · Amount on File
Deed Document Number	2008407042
Prior Transfer Date	Aug 27, 2008
Prior Transfer Doc	0000407041
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12396 CEDAR AVE, CHINO, CA 91710-2651
Transaction Type	Mortgage
Record Updated	Mar 2, 2026
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12396 CEDAR AVE, CHINO, CA 91710-2651

Mortgage

Document Number	0000039348
Date	Feb 10, 2026
Instrument	2026-0039348

Lender

Name	ARROWHEAD CENTRAL CU
Type	Credit Union
Address	RANCHO CUCAMONGA, CA 91729

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12396 CEDAR AVE, CHINO, CA 91710-2651
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12396 CEDAR AVE, CHINO, CA 91710-2651

Mortgage

Document Number	0000157266
Date	Apr 27, 2022
Instrument	2022-0157266

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12396 CEDAR AVE, CHINO, CA 91710-2651
Document Number	0000469374
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12396 CEDAR AVE CHINO CA 917102651, CHINO, CA 91710-2651

Mortgage

Document Number	0000469374
Date	Nov 7, 2017
Instrument	469374

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2047

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	12396 CEDAR AVE, CHINO, CA 91710-2651
Document Number	0000024938
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12396 CEDAR AVE CHINO CA 917102651, CHINO, CA 91710-2651

Mortgage

Document Number	0000024938
Date	Jan 24, 2018
Instrument	24938

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 12396 Cedar Ave was $5,044.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Chino City
Unified School District	Chino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$461,046 (+2%) Land $172,071 Building $288,975
2025	$5,044.00	$452,006 Land $168,697 Building $283,309
2023	$5,199.00 (+0.6%)	$473,444 Land $165,389 Building $308,055
2022	$5,168.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12396 Cedar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12396 Cedar Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHINO serves 90,187 people · EPA ID CA3610012
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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