12395 Cedar Ave, Chino, CA 91710 Property Records

San Bernardino County property record for 12395 Cedar Ave, Chino, CA 91710

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,241 sqft · built 1964
Lot Size	0.2 acres (8,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Oct 2021)
Tax Bill	$7,623 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1015-233-01-0000`

Property Details

APN / Parcel Number

Primary APN	`1015-233-01-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,241 sqft Living Area
Gross Area	1,724 sqft
1st Floor Area	1,241 sqft
Family Room	Family Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	8,710 sqft (0.2 acres)
Lot Dimensions	134 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12395 CEDAR AVE
City	CHINO
State	CA
Zip	91710-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6840 LOT 21
Legal Subdivision	TRACT NO 6840
Legal Tract	6840
Legal Block	3
Legal Lot Number	21
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3008
Census Tract	603

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12395 CEDAR AVE, CHINO, CA 91710-2652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 25, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 6, 2021	Grant Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	2021482825
Prior Transfer Date	Sep 3, 2003
Prior Transfer Doc	0000679745
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12395 CEDAR AVE, CHINO, CA 91710-2652
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12395 CEDAR AVE, CHINO, CA 91710-2652

Mortgage

Document Number	0000297484
Date	Aug 31, 2022
Instrument	2022-0297484

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 25, 2021
Property Address	12395 CEDAR AVE, CHINO, CA 91710-2652
Document Number	0000482825
Map Reference	MB 92 PG 9&10
Instrument Date	Oct 7, 2021
Instrument	2021-0482825
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12395 CEDAR AVE, CHINO, CA 91710-2652

Mortgage

Document Number	0000482826
Date	Oct 25, 2021
Instrument	2021-0482826

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 6, 2021
Property Address	12395 CEDAR AVE, CHINO, CA 91710-2652
Document Number	0000303474
Map Reference	MB 92 PG 9&10
Instrument Date	Jun 9, 2021
Instrument	2021-0303474
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 KING ST, SAN FRANCISCO, CA 94107-4900
Investor	Possibly a Property Investor

Mortgage

Document Number	0000303475
Date	Jul 6, 2021
Instrument	2021-0303475

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Chino City
Unified School District	Chino Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$698,168 (+2%) Land $244,358 Building $453,810
2025	$7,623.00 (+5.67%) Homeowner's exemption	$684,479 (+4.04%) Land $239,567 Building $444,912
2023	$7,214.00 (+0.6%) Homeowner's exemption	$657,900 Land $230,265 Building $427,635
2022	$7,171.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHINO serves 90,187 people · EPA ID CA3610012
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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