12392 Northover Loop, Orlando, FL 32824 Property Records

Orange County property record for 12392 Northover Loop, Orlando, FL 32824

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,233 sqft · built 2018
Lot Size	0.197 acres (8,571 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Jun 2023)
Tax Bill	$7,309 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`29-24-30-7632-02-890`

Property Details

APN / Parcel Number

Primary APN	`29-24-30-7632-02-890`
Alternative APNs	`302429763202890` `576107` `581968` `586681`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,233 sqft Living Area
Gross Area	3,009 sqft
1st Floor Area	1,060 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,571 sqft (0.197 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Slab
Porch Area	57 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12392 NORTHOVER LOOP
City	ORLANDO
State	FL
Zip	32824-7392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SOMERSET PARK PHASE 3 91/87 LOT 289
Legal Range	30E
Legal Township	24S
Legal Section	29
Legal Subdivision	SOMERSET PK PH 3
Legal Phase	3
Legal Block	2
Legal Lot Number	289
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2010
Census Tract	16811

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12392 NORTHOVER LOOP, ORLANDO, FL 32824-7392
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 28, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L
Dec 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Aug 28, 2018 · Amount on Record
Deed Document Number	2023325258
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 12, 2023
Property Address	12392 NORTHOVER LOOP, ORLANDO, FL 32824-7392
Document Number	0000325258
Map Reference	MB 91 PG 87-95
Instrument Date	Jun 7, 2023
Instrument	20230325258
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	SECURITY NATIONAL TITLE AND ESCROW, SECURITY NATIONAL T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,955.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12357 NORTHOVER LOOP, ORLANDO, FL 32824-7392

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12392 NORTHOVER LOOP, ORLANDO, FL 32824-7392

Mortgage

Document Number	0000325259
Date	Jun 12, 2023
Instrument	20230325259

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12392 NORTHOVER LOOP, ORLANDO, FL 32824-7392
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210304337
Date	May 20, 2021
Instrument	20210304337

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 28, 2018
Property Address	12392 NORTHOVER LOOP, ORLANDO, FL 32824-7392
Document Number	0000511481
Instrument Date	Aug 23, 2018
Instrument	511481
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 10, 2019
Title Company	SECURITY NATIONAL TITLE AND ESCROW, SECURITY NAT'L TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,562.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12392 NORTHOVER LOOP ORLANDO FL 328247392, ORLANDO, FL 32824-7392

Mortgage

Document Number	511482
Date	Aug 28, 2018
Instrument	511482

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 14, 2017
Property Address	12392 NORTHOVER LOOP, ORLANDO, FL 32824-7392
Document Number	0000681004
Instrument Date	Dec 13, 2017
Instrument	681004
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$5,376.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 INTERNATIONAL PKWY #470 LAKE MARY FL 327465054, 470, LAKE MARY, FL 32746-5054
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,410 (+1.67%) Land $105,000 Building $371,410	$476,410 (-1.13%) Land $105,000 Building $371,410
2025	$7,309.00 (+4.28%) Homeowner's exemption	$468,601 (+9.25%)	$481,870 (+12.35%) Land $105,000 Building $376,870
2024	$7,009.00 (+12.27%)
2023	$6,243.00 (+14.7%)	$428,917 (+21.85%) Land $105,000 Building $323,917	$428,917 (+21.85%) Land $105,000 Building $323,917
2022	$5,443.00	$351,994 Land $80,000 Building $271,994	$351,994 Land $80,000 Building $271,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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