Orange County property record for 12381 Northover Loop, Orlando, FL 32824 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,092 sqft · built 2018 |
| Lot Size | 0.215 acres (9,370 sqft) |
| Owner | Individual Name on File |
| Last Sale | $331,500 (Jul 2018) |
| Tax Bill | $4,450 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-24-30-7632-02-560 |
| Primary APN | 29-24-30-7632-02-560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,092 sqft Living Area |
| Gross Area | 2,687 sqft |
| 1st Floor Area | 2,092 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,370 sqft (0.215 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Slab |
| Porch Area | 175 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12381 NORTHOVER LOOP |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32824-7392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOMERSET PARK PHASE 3 91/87 LOT 256 |
| Legal Range | 30E |
| Legal Township | 24S |
| Legal Section | 29 |
| Legal Subdivision | SOMERSET PK PH 3 |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 256 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 16811 |
Source: Orange County records · APN 29-24-30-7632-02-560
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12381 NORTHOVER LOOP, ORLANDO, FL 32824-7392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 09, 2020 | Deed of Trust, Mortgage NEWREZ LLC |
| May 20, 2019 | Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC |
| Jul 16, 2018 | Grant Deed, Subdivision Related Transfer · Conventional with PMI NMB HOME LOANS INC |
| Dec 14, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 16, 2018 · Amount on Record |
| Deed Sale | Jul 16, 2018 · Amount on Record |
| Deed Document Number | 2018415701 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12381 NORTHOVER LOOP, ORLANDO, FL 32824-7392 |
| Document Number | 0000168223 |
| Instrument Date | Mar 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 12381 NORTHOVER LOOP ORLANDO FL 328247392, ORLANDO, FL 32824-7392 |
| Document Number | 0000168223 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 168223 |
| Name | NEWREZ LLC |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12381 NORTHOVER LOOP, ORLANDO, FL 32824-7392 |
| Document Number | 0000326502 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 12381 NORTHOVER LOOP ORLANDO FL 328247392, ORLANDO, FL 32824-7392 |
| Document Number | 0000326502 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 326502 |
| Name | NEWREZ LLC |
|---|---|
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 16, 2018 |
| Property Address | 12381 NORTHOVER LOOP, ORLANDO, FL 32824-7392 |
| Document Number | 0000415701 |
| Instrument Date | Jul 01, 2018 |
| Instrument | 415701 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,320.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 12381 NORTHOVER LOOP ORLANDO FL 328247392, ORLANDO, FL 32824-7392 |
| Document Number | 415702 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 415702 |
| Name | NMB HOME LOANS INC |
|---|---|
| Address | 310 MAIN ST # A, LEBANON, NJ 08833-4534 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 14, 2017 |
| Property Address | 12381 NORTHOVER LOOP, ORLANDO, FL 32824-7392 |
| Document Number | 0000681004 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 681004 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,376.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 400 INTERNATIONAL PKWY #470 LAKE MARY FL 327465054, 470, LAKE MARY, FL 32746-5054 |
| Investor | Possibly a Property Investor |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,304 (+2.7%) | $445,360 (-1.11%) Land $105,000 Building $340,360 | |
| 2025 | $4,450.00 (+5.25%) Homeowner's exemption | $291,435 (+5.99%) | $450,380 (+10.11%) Land $105,000 Building $345,380 |
| 2024 | $4,228.00 (+7.34%) | ||
| 2023 | $3,939.00 (+3.79%) Homeowner's exemption | $274,973 (+3%) | $409,034 (+22.04%) Land $105,000 Building $304,034 |
| 2022 | $3,795.00 Homeowner's exemption | $266,964 | $335,167 Land $80,000 Building $255,167 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950168112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 41 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force 37 of 41 on primary residences |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2026, rainfall accumulation |
| Wildfire Risk | Moderate above 46% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,370 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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