12390 Old State Rd, Chardon, OH 44024 Property Records

Geauga County property record for 12390 Old State Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,956 sqft · built 1860
Lot Size	3.26 acres (142,006 sqft)
Owner	Individual Name on File
Last Sale	$132,500 (Aug 2005)
Tax Bill	$3,171 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-059450`

Property Details

APN / Parcel Number

Primary APN	`12-059450`
Alternative APN	`001088-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,956 sqft Living Area
1st Floor Area	1,140 sqft
Upper Floors Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	142,006 sqft (3.26 acres)
Garage Type	Detached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,120 sqft
Shed	1 Shed
Shed Area	720 sqft
Greenhouse	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001088-1
Street Address	12390 OLD STATE RD
City	CHARDON
State	OH
Zip	44024-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 SEC 8 & LOT 3 SEC 9 EAST SURVEY
Legal Subdivision	CLARIDON
Legal Lot Number	3
Jurisdiction	GEAUGA OH
Township / Civil Division	CLARIDON
Census Block Group	1
Census Block	1003
Census Tract	310900

Owner

12390 Old State Rd is owned and occupied by an individual who acquired it in July 2022.

Source: Geauga County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	12390 OLD STATE RD, CHARDON, OH 44024-9556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Jul 29, 2022	Transfer on Death Deed, Transfer
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2005 · Amount on File
Deed Sale	Aug 1, 2005 · Amount on File
Prior Sale	Aug 1, 2005 · Amount on File
Deed Document Number	2005723167
Deed Book / Page	1769 / 2786
Last Transfer Date	Jul 27, 2022
Transfer Doc	0021560483
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Recording Date	Sep 17, 2026
Property Address	12390 OLD STATE RD, CHARDON, OH 44024-9556
Document Number	0001051685
Book / Page	2229 / 197
Instrument Date	Sep 8, 2026
Instrument	20261051685
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001051685,
Date	Sep 17, 2026
Book Page	2229/197
Instrument	20261051685

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2056

Interest

Max Rate	-1%

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GEAUGA OH
Recording Date	Jul 29, 2022
Property Address	12390 OLD STATE RD, CHARDON, OH 44024-9556
Document Number	0021560483
Book / Page	2156 / 483
Instrument Date	Jul 21, 2022
Instrument	202201002989
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	12390 OLD STATE RD, CHARDON, OH 44024-9556
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12390 OLD STATE ROAD, EAST CLARIDON, OH 44033

Mortgage

Document Number	0020600159
Date	Oct 2, 2018
Book Page	2060/0159
Instrument	201800941366

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Aug 4, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 12390 Old State Rd was $3,171 with a homeowner's exemption, down 5.8% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Claridon Township
Unified School District	Berkshire Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,171.00 (-5.79%)	$87,890 (-) Land $18,870 Building $69,020
2024	$3,366.00 (+1.48%) Homeowner's exemption	$87,890 (-) Land $18,870 Building $69,020
2023	$3,317.00 Homeowner's exemption	$87,890 (+33.63%) Land $18,870 Building $69,020	$251,100 Land $53,900 Building $197,200
2022		$65,770 Land $15,580 Building $50,190
2021	$2,736.00
2020			$187,900 Land $44,500 Building $143,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12390 Old State Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12390 Old State Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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