12370 Old State Rd, Chardon, OH 44024 Property Records

Geauga County property record for 12370 Old State Rd, Chardon, OH 44024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage1,560 sqft Living Area
Lot Size108,029 sqft (2.48 acres)
OccupancyOwner Occupied
Last Sale$215,000 (2018)
Tax Bill$2,704.00 (2025)

Property Details

APN / Parcel Number

Primary APN12-048400
Alternative APN
  • 001054-5

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,560 sqft Living Area
1st Floor Area1,000 sqft 1st Floor
Upper Floors Area560 sqft Upper Floors
Family RoomFamily Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1985
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area108,029 sqft (2.48 acres)
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Exterior Amenities

Patio Area360 sqft Patio
PorchSlab
Porch Area120 sqft Porch
TerrainRolling
Pole Barn960 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number001054-5
Street Address12370 OLD STATE RD
CityCHARDON
StateOH
Zip44024-9556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 2 & 3 SEC 8 EAST SURVEY
Legal Lot Number2-3
JurisdictionGEAUGA OH
Township / Civil DivisionCLARIDON
Census Block Group1
Census Block1003
Census Tract310900

Owner

Source: Geauga County records · APN 12-048400

Assessment roll updated March 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12370 OLD STATE RD, CHARDON, OH 44024-9556
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Dec 27, 2020Loan Modification, Mortgage · FHA Mortgage
SHELLPOINT MTG SVCNG
Apr 12, 2018Survivorship Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 12, 2018 · Amount on Record
Deed SaleApr 12, 2018 · Amount on Record
Prior SaleSep 18, 2009 · Amount on Record
Deed Document Number2018934310
Deed Book / Page2050 / 829
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address12370 OLD STATE RD, CHARDON, OH 44024-9556
Transaction TypeMortgage
Record UpdatedOct 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12370 OLD STATE RD, CHARDON, OH 44024-9556

Mortgage

Document Number0021752609
DateSep 29, 2023
Book Page2175/2609
Instrument202301016479
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueOct 02, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGEAUGA OH
Property Address12370 OLD STATE RD, CHARDON, OH 44024-9556
Document Number0021142642
Instrument DateDec 27, 2020
Transaction TypeMortgage
Record UpdatedFeb 10, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12370 OLD STATE RD CHARDON OH 440249556, CHARDON, OH 44024-9556

Mortgage

Document Number0021142642
DateJan 27, 2021
Book Page002114/002642
Instrument976721
Lender
NameSHELLPOINT MTG SVCNG
AddressGREENVILLE, SC 29601
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2051
Interest
Rate3.25%

April 2018: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionGEAUGA OH
Recording DateApr 12, 2018
Property Address12370 OLD STATE RD, CHARDON, OH 44024-9556
Document Number0020500829
Book / Page2050 / 0829
Instrument DateApr 11, 2018
Instrument201800934310
Transaction TypeTransfer
Record UpdatedSep 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address12370 OLD STATE RD, CHARDON, OH 44024-9556

Mortgage

Document Number201800934311
DateApr 12, 2018
Instrument201800934311
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Geauga County records · Assessment roll updated March 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
County SubdivisionClaridon Township
Unified School DistrictBerkshire Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,704.00 (-5.82%)$74,870 (-) Land $16,490 Building $58,380
2024$2,871.00 (+1.48%) Homeowner's exemption$74,870 (-) Land $16,490 Building $58,380
2023$2,829.00 (+15.23%) Homeowner's exemption$74,870 (+27.01%) Land $16,490 Building $58,380$213,900 (+27.02%) Land $47,100 Building $166,800
2022$58,950 Land $13,620 Building $45,330
2021$2,455.00
2020$168,400 Land $38,900 Building $129,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Geauga County (39055C), updated June 16, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Old State Rd

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