Gasconade County property record for 1239 Lovers Ln, Hermann, MO 65041 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,129 sqft · built 1973 |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,303 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-1.0-01-0-00-002.030 |
| Primary APN | 05-1.0-01-0-00-002.030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,129 sqft Living Area |
| 1st Floor Area | 1,129 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 105,851 sqft (2.43 acres) |
| Cooling System | HVAC |
|---|
| Street Address | 1239 LOVERS LN |
|---|---|
| City | HERMANN |
| State | MO |
| Zip | 65041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 LOTS 1 & 2 NE: AC-2.43 |
| Legal Range | 05W |
| Legal Township | 45N |
| Legal Section | 01 |
| Legal Lot Number | 1&2 |
| Jurisdiction | GASCONADE MO |
| Township / Civil Division | ROARK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 960100 |
Source: Gasconade County records · APN 05-1.0-01-0-00-002.030
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1239 LOVERS LN, HERMANN, MO 65041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Property Address | 1239 LOVERS LN, HERMANN, MO 65041 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020181797 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 2018-1797 |
| Name | PEOPLES FEDERAL SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|
Source: Gasconade County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Gasconade County |
| Unified School District | Gasconade County R-I School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,303.00 (+20.26%) | $37,390 (+21.95%) | $196,810 (+21.95%) Land $14,850 Building $181,960 |
| 2023 | $1,915.00 | $30,660 | $161,390 |
| 2022 | $1,915.00 |
Source: FEMA National Flood Hazard Layer, Gasconade County (29073C), updated July 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290739601001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 139 (1978–2020) |
| Claims Outside the SFHA | 14 of 139 |
| Most Recent Claim | Jul 2020, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 40% of the US · above 39% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) | Low Latency |
|---|---|---|---|
| Callabyte Technology | Fiber | 1,000 / 1,000 | Yes |
| Wave Internet Technologies | Fixed Wireless (unlicensed) | 100 / 100 | Yes |
| Whittrio | Fixed Wireless (unlicensed) | 100 / 50 | No |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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