Gasconade County property record for 1221 Lovers Ln, Hermann, MO 65041
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,620 sqft · built 2021 |
| Lot Size | 13.1 acres (572,814 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,770 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-1.0-01-0-00-011.050 |
| Primary APN | 05-1.0-01-0-00-011.050 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Lot Area | 572,814 sqft (13.1 acres) |
| Garage Type | Detached |
| Garage Area | 858 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1221 LOVERS LN |
|---|---|
| City | HERMANN |
| State | MO |
| Zip | 65041-4245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE NW, PT SE NW, PT NE SW: AC-13.15 |
| Jurisdiction | GASCONADE MO |
| Township / Civil Division | ROARK |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 960100 |
Source: Gasconade County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1221 LOVERS LN, HERMANN, MO 65041-4245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2018 |
| Deed Sale | Aug 16, 2018 |
| Deed Document Number | 0020182320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Recording Date | Jun 2, 2026 |
| Property Address | 1221 LOVERS LN, HERMANN, MO 65041-4245 |
| Document Number | 0000001885 |
| Instrument Date | May 26, 2026 |
| Instrument | 20261885 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1221 LOVERS LN, HERMANN, MO 65041-4245 |
| Document Number | 0000001885, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 20261885 |
| Name | BANK OF FRANKLIN COUNTY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 10, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Gasconade County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Gasconade County |
| Unified School District | Gasconade County R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,770.00 (+4.1%) | $44,970 (+5.56%) | $236,890 (+5.56%) Land $21,370 Building $215,520 |
| 2023 | $2,661.00 (+0.04%) | $42,600 | $224,410 |
| 2022 | $2,660.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 139 (1978–2020) |
| Claims Outside the SFHA | 14 of 139 |
| Most Recent Claim | Jul 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Callabyte Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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