Saginaw County property record for 12380 Elms Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,306 sqft · built 1989 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,000 (Dec 1998) |
| Tax Bill | $3,580 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-10-5-25-1007-000 |
| Primary APN | 27-10-5-25-1007-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,306 sqft Living Area |
| 1st Floor Area | 2,306 sqft |
| Basement Area | 1,690 sqft |
| Unfinished Basement | 1,690 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 640 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 200 sqft |
| Patio Area | 652 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12380 ELMS RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-8768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM ON E LINE OF SEC 25 AT A PT 510 FT N FROM E 1/4 CORN TH W 260 FT TH N 209.59 FT TH E 260.26 FT TH S 197.86 FT TO POB 1.22 |
| Legal Range | 05E |
| Legal Township | 10N |
| Legal Section | 25 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TAYMOUTH |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 13000 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12380 ELMS RD, BIRCH RUN, MI 48415-8768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 1998 · Amount on Record |
| Deed Sale | Dec 3, 1998 · Amount on Record |
| Deed Book / Page | 2097 / 150 |
| Last Transfer Date | Dec 11, 2014 |
| Transfer Doc | 0000007625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12380 ELMS RD, BIRCH RUN, MI 48415-8768 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 12380 ELMS RD, BIRCH RUN, MI 48415-8768 |
| Document Number | 0000002101 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021002101 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Taymouth Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,100 (+28.07%) | $352,200 (+28.07%) | |
| 2025 | $3,580.00 (+21.15%) Homeowner's exemption | ||
| 2023 | $137,500 | $275,000 | |
| 2022 | $2,955.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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