Saginaw County property record for 12310 Elms Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,008 sqft · built 2017 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Aug 2021) |
| Tax Bill | $5,069 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-10-5-25-1007-003 |
| Primary APN | 27-10-5-25-1007-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 1,984 sqft |
| Basement Area | 1,984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 218,236 sqft (5.01 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 352 sqft |
| Total Buildings | 9 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12310 ELMS RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-8768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 610 FT OF E 428.5 FT OF SE1/4 OF NE1/4 OF SEC 25 EXC N 165 FT OF E 264 FT THEREOF 5.01 ACRES SEC 25 T10N R5E |
| Legal Range | 05E |
| Legal Township | 10N |
| Legal Section | 25 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TAYMOUTH |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 13000 |
12310 Elms Rd is owned and occupied by two individuals who bought it in August 2021.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12310 ELMS RD, BIRCH RUN, MI 48415-8768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Aug 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on File |
| Deed Sale | Aug 11, 2021 · Amount on File |
| Prior Sale | Jun 4, 2002 · Amount on File |
| Deed Document Number | 202126539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12310 ELMS RD, BIRCH RUN, MI 48415-8768 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12310 ELMS RD, BIRCH RUN, MI 48415-8768 |
| Document Number | 0000018310 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 2023018310 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | BIRCH RUN, MI 48415 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 11, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 11, 2021 |
| Property Address | 12310 ELMS RD, BIRCH RUN, MI 48415-8768 |
| Document Number | 2021026539 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 2021026539 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22609 WATT DR, 22609, FARMINGTON HILLS, MI 48336-3749 |
| Name | Verified Name |
|---|---|
| Address | 12310 ELMS RD, BIRCH RUN, MI 48415-8768 |
| Document Number | 2021026540 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2021026540 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 12310 Elms Rd was $5,069 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Taymouth Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,000 | $388,000 | |
| 2025 | $5,069.00 Homeowner's exemption | ||
| 2023 | $179,800 | $359,600 | |
| 2022 | $4,905.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12310 Elms Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12310 Elms Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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