1238 River Pointe Dr, Lodi, CA 95240 Property Records

San Joaquin County property record for 1238 River Pointe Dr, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,807 sqft · built 2003
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Jul 2021)
Tax Bill	$7,537 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`041-490-250-000`

Property Details

APN / Parcel Number

Primary APN	`041-490-250-000`
Alternative APN	`041-490-25`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,807 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	8,756 sqft (0.201 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	041-490-25
Street Address	1238 RIVER POINTE DR
City	LODI
State	CA
Zip	95240-0564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97-FM PT OF 041-250-10 PER RIVER POINTE
Legal Subdivision	RIVER POINTE
Legal Block	1
Legal Lot Number	25
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1000
Census Tract	4202

Owner

Source: San Joaquin County records, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1238 RIVER POINTE DR, LODI, CA 95240-0564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jan 17, 2023	Transfer on Death Deed, Transfer
Jan 17, 2023	Transfer on Death Deed, Transfer
Jul 2, 2021	Grant Deed, Transfer · Conventional Mortgage GOLDEN BAY MORTGAGE GROUPGOLDEN BAY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Jul 27, 2012 · Amount on Record
Deed Document Number	2021112822
Last Transfer Date	Dec 6, 2022
Transfer Doc	0000003626
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1238 RIVER POINTE DR, LODI, CA 95240-0564
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 RIVER POINTE DR, LODI, CA 95240-0564

Mortgage

Document Number	0000005020
Date	Jan 19, 2024
Instrument	2024-005020

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 17, 2023
Property Address	1238 RIVER POINTE DR, LODI, CA 95240-0564
Document Number	0000003626
Map Reference	MB 32 PG 94
Instrument Date	Dec 6, 2022
Instrument	2023-003626
Transaction Type	Transfer
Record Updated	Jan 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 RIVER POINTE DR, LODI, CA 95240-0564

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 17, 2023
Property Address	1238 RIVER POINTE DR, LODI, CA 95240-0564
Document Number	0000003627
Map Reference	MB 32 PG 94
Instrument Date	Dec 6, 2022
Instrument	2023-003627
Transaction Type	Transfer
Record Updated	Jan 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 RIVER POINTE DR, LODI, CA 95240-0564

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 2, 2021
Property Address	1238 RIVER POINTE DR, LODI, CA 95240-0564
Document Number	0000112822
Map Reference	MB 32 PG 94
Instrument Date	Jul 1, 2021
Instrument	2021-112822
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1238 RIVER POINTE DR, LODI, CA 95240-0564

Mortgage

Document Number	0000112823
Date	Jul 2, 2021
Instrument	2021-112823

Lender

Name	GOLDEN BAY MORTGAGE GROUPGOLDEN BAY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,537.00 (+4.16%)	$695,090 (+4.04%) Land $95,508 Building $599,582
2023	$7,236.00 (+2.28%)	$668,100 Land $91,800 Building $576,300	$835,470
2022	$7,075.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 individual policies
Nearby Flood Policies	57 units insured incl. 20 condo units
Nearby Flood Claims	10 (1983–2006)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Apr 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Storms & Flooding, Feb 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Softcom Internet Communications.

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