1218 River Pointe Dr, Lodi, CA 95240 Property Records

San Joaquin County property record for 1218 River Pointe Dr, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,981 sqft · built 2001
Lot Size	0.226 acres (9,825 sqft)
Owner	2 Company Names on Record
Last Sale	$655,000 (Jul 2020)
Tax Bill	$7,639 (2026)
Deeds & Mortgages	Apr 2024 Transfer Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`041-490-270-000`

Property Details

APN / Parcel Number

Primary APN	`041-490-270-000`
Alternative APN	`041-490-27`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,981 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	9,825 sqft (0.226 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	041-490-27
Street Address	1218 RIVER POINTE DR
City	LODI
State	CA
Zip	95240-0564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97-FM PT OF 041-250-10 PER RIVER POINTE
Legal Subdivision	RIVER POINTE
Legal Block	1
Legal Lot Number	27
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1000
Census Tract	4202

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	612 W LODI AVE, 101, LODI, CA 95240-3479
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Intrafamily Transfer, Transfer
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 10, 2020	Grant Deed, Transfer NORTH AMERICAN TITLE
Jul 10, 2020	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Oct 10, 2008 · Amount on Record
Deed Document Number	202082676
Last Transfer Date	Apr 1, 2024
Transfer Doc	0000026748
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 1, 2024
Property Address	1218 RIVER POINTE DR, LODI, CA 95240-0564
Document Number	0000026748
Map Reference	MB 32 PG 94
Instrument Date	Apr 1, 2024
Instrument	2024-026748
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 W LODI AVE STE 101, 101, LODI, CA 95240-3479

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1218 RIVER POINTE DR, LODI, CA 95240-0564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 RIVER POINTE DR, LODI, CA 95240-0564

Mortgage

Document Number	0000069698
Date	Jul 3, 2019
Instrument	2019-069698

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1218 RIVER POINTE DR, LODI, CA 95240-0564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 RIVER POINTE DR, LODI, CA 95240-0564

Mortgage

Document Number	0000151081
Date	Nov 6, 2020
Instrument	2020-151081

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 10, 2020
Property Address	1218 RIVER POINTE DR, LODI, CA 95240-0564
Document Number	0000082676
Instrument Date	Jul 3, 2020
Instrument	82676
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$721.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1218 RIVER POINTE DR LODI CA 952400564, LODI, CA 95240-0564

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 10, 2020
Property Address	1218 RIVER POINTE DR, LODI, CA 95240-0564
Document Number	0000082677
Map Reference	MB 32 PG 94
Instrument Date	Jul 3, 2020
Instrument	2020-082677
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 RIVER POINTE DR, LODI, CA 95240-0564

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,639.00 (+0.34%)
2025	$7,613.00 (+4.22%)	$708,991 (+4.04%) Land $194,837 Building $514,154
2023	$7,305.00 (+2.28%) Homeowner's exemption	$681,462 Land $187,272 Building $494,190	$875,250
2022	$7,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 individual policies
Nearby Flood Policies	57 units insured incl. 20 condo units
Nearby Flood Claims	10 (1983–2006)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Apr 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Storms & Flooding, Feb 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Softcom Internet Communications.

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