1238 Lake Loop, Winter Haven, FL 33880 Property Records

Polk County property record for 1238 Lake Loop, Winter Haven, FL 33880 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	1,582 sqft Living Area
Lot Size	28,466 sqft (0.654 acres)
Occupancy	Owner Occupied
Last Sale	$420,000 (2024)
Tax Bill	$4,044.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-28-26-354763-010251`
Alternative APNs	`262825354763010251` `62825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,582 sqft Living Area
Gross Area	2,183 sqft Gross Area
1st Floor	1,582 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2020
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	28,466 sqft (0.654 acres)
Depth X Width	120 ft x 110 ft Depth x Width
Garage Type	Attached Garage
Garage Area	441 sqft Garage
Shed	1 Shed
Porch Area	175 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	1238 LAKE LOOP
City	WINTER HAVEN
State	FL
Zip	33880-1175
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE THOMAS WOODS SIXTH ADDITION AS RECORDED IN PB 82 PG 43 LYING & BEING A PORTION OF SECTIONS 26 & 35 T28 R25 BLK A ALL OF LOT 26 & THAT PART OF LOT 25 DESC AS BEG NW COR LOT 26 RUN W 179.96 FT S 44 DEG 54 MIN 19 SEC E 204.7 FT TO A PT ON A CURVE N
Legal Range	25E
Legal Township	28S
Legal Section	26
Legal Subdivision	LAKE THOMAS WOODS 6TH ADDITION
Legal Tract	354763
Legal Block	1
Legal Lot Number	26
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	1
Census Block	1000
Census Tract	14703

Owner

Source: Polk County records · APN 25-28-26-354763-010251

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1238 LAKE LOOP, WINTER HAVEN, FL 33880-1175
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2024 · Amount on Record
Deed Sale	Nov 07, 2024 · Amount on Record
Prior Sale	Feb 11, 2020 · Amount on Record
Deed Doc Number	2024253871
Deed Book / Page	13326 / 204
Record Refreshed	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 11, 2020
Property Address	1238 LAKE LOOP, WINTER HAVEN, FL 33880-1175
Document Number	0111361533
Book / Page	011136 / 001533
Instrument Date	Feb 06, 2020
Instrument	31616
Transaction Type	Transfer
Record Updated	Mar 04, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,970.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 LAKE LOOP WINTER HAVEN FL 338801175, WINTER HAVEN, FL 33880-1175

Mortgage

Document Number	111361534
Date	Feb 11, 2020
Book Page	011136/001534
Instrument	31617

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,044.00 (+37.93%)	$312,829 (+37.76%) Land $42,000 Building $270,829	$312,829 (+9.62%) Land $42,000 Building $270,829
2023	$2,932.00 (+3.02%) Homeowner's exemption	$227,088 (+3%)	$285,381 (+17.63%) Land $40,000 Building $245,381
2022	$2,846.00 Homeowner's exemption	$220,474	$242,603 Land $34,000 Building $208,603

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	About 1 in 309 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.