Polk County property record for 1227 Lake Loop, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,745 sqft · built 2007 |
| Lot Size | 0.285 acres (12,419 sqft) |
| Owner | Individual Name on File |
| Last Sale | $221,000 (Nov 2019) |
| Tax Bill | $3,435 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-26-354763-030770 |
| Primary APN | 25-28-26-354763-030770 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,745 sqft Living Area |
| Gross Area | 2,205 sqft |
| 1st Floor Area | 1,745 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,419 sqft (0.285 acres) |
| Lot Dimensions | 120 ft deep x 103 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 194 sqft |
| Street Address | 1227 LAKE LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE THOMAS WOODS SIXTH ADDITION AS RECORDED IN PB 82 PG 43 LYING & BEING A PORTION OF SECTIONS 26 & 35 T28 R25 BLK C LOT 77 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 26 |
| Legal Subdivision | LAKE THOMAS WOODS 6TH ADDITION |
| Legal Tract | 354763 |
| Legal Block | 1 |
| Legal Lot Number | 77 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 14703 |
Source: Polk County records · APN 25-28-26-354763-030770
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 518 12TH AVE NW, DECATUR, AL 35601-1128 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HOME LENDING INC |
| Nov 04, 2019 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 04, 2019 · Amount on Record |
| Deed Sale | Nov 04, 2019 · Amount on Record |
| Prior Sale | May 28, 2015 · Amount on Record |
| Deed Document Number | 2019233382 |
| Deed Book / Page | 11028 / 1600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1227 LAKE LOOP, WINTER HAVEN, FL 33880-1151 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1227 LAKE LOOP, WINTER HAVEN, FL 33880-1151 |
| Document Number | 0000159729 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 11768/305 |
| Instrument | 2021159729 |
| Name | MILLENNIAL HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CHATSWORTH, CA 91311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 04, 2019 |
| Property Address | 1227 LAKE LOOP, WINTER HAVEN, FL 33880-1151 |
| Document Number | 0110281600 |
| Book / Page | 011028 / 001600 |
| Instrument Date | Nov 01, 2019 |
| Instrument | 233382 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,547.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1227 LAKE LOOP WINTER HAVEN FL 338801151, WINTER HAVEN, FL 33880-1151 |
| Document Number | 110281602 |
|---|---|
| Date | Nov 04, 2019 |
| Book Page | 011028/001602 |
| Instrument | 233383 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 03, 2049 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,435.00 (-4.18%) | $265,755 (+3.38%) Land $42,000 Building $223,755 | $265,755 (+3.38%) Land $42,000 Building $223,755 |
| 2023 | $3,585.00 (+12.42%) | $257,058 (+21.24%) Land $40,000 Building $217,058 | $257,058 (+21.24%) Land $40,000 Building $217,058 |
| 2022 | $3,189.00 | $212,032 Land $34,000 Building $178,032 | $212,032 Land $34,000 Building $178,032 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 149 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CENTRAL serves 13,595 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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