1238 Amherst Rd, Morganton, NC 28655 Property Records

Burke County property record for 1238 Amherst Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,749 sqft · built 1998
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jun 2016)
Tax Bill	$1,209 (2026)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2724257396`

Property Details

APN / Parcel Number

Primary APN	`2724257396`
Alternative APN	`49431`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,749 sqft Living Area
1st Floor Area	2,749 sqft
Basement Area	2,173 sqft
Finished Basement	1,651 sqft
Unfinished Basement	522 sqft
Flooring	Tile

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	744 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1238 AMHERST RD
City	MORGANTON
State	NC
Zip	28655-6938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 RESID
Legal Description	1238 AMHERST RD MORGANTON, NC 28655
Legal Subdivision	JOHN R MORRIS PROPERTY
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	1
Census Block	1032
Census Tract	20801

Owner

1238 Amherst Rd is owned and occupied by an individual who bought it in June 2016.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1238 AMHERST RD, MORGANTON, NC 28655-6938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2016 · Amount on File
Deed Sale	Jun 9, 2016 · Amount on File
Deed Document Number	20164878
Deed Book / Page	2240 / 804
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	May 5, 2026
Property Address	1238 AMHERST RD, MORGANTON, NC 28655-6938
Document Number	0000004042
Book / Page	2870 / 850
Instrument Date	May 1, 2026
Instrument	20264042
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 AMHERST RD, MORGANTON, NC 28655-6938
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004042,
Date	May 5, 2026
Book Page	2870/850
Instrument	20264042

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1238 AMHERST RD, MORGANTON, NC 28655-6938
Transaction Type	Mortgage
Record Updated	Dec 21, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 AMHERST RD, MORGANTON, NC 28655-6938

Mortgage

Document Number	0027200395
Date	Dec 13, 2023
Book Page	2720/395
Instrument	2023011488

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1238 AMHERST RD, MORGANTON, NC 28655-6938
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 AMHERST RD, MORGANTON, NC 28655-6938

Mortgage

Document Number	0027050144
Date	Sep 12, 2023
Book Page	2705/144
Instrument	2023008437

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1238 Amherst Rd was $1,209, up 5.4% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,209.00 (+5.41%)	$336,312 (-) Land $26,234 Building $310,078	$336,312 (-) Land $26,234 Building $310,078
2025	$1,147.00	$336,312 Land $26,234 Building $310,078	$336,312 Land $26,234 Building $310,078
2023	$1,155.00	$336,312 Land $26,234 Building $310,078	$336,312 Land $26,234 Building $310,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1238 Amherst Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1238 Amherst Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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