1165 Amherst Rd, Morganton, NC 28655 Property Records

Burke County property record for 1165 Amherst Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,892 sqft · built 2022
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$439,000 (Jan 2023)
Tax Bill	$3,326 (2026)
Deeds & Mortgages	Jan 2024 Transfer Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2724252215`

Property Details

APN / Parcel Number

Primary APN	`2724252215`
Alternative APN	`52170`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,892 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1165 AMHERST RD
City	MORGANTON
State	NC
Zip	28655-6050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8 RESIDE
Legal Description	1165 AMHERST RD MORGANTON, NC 28655
Legal Subdivision	RIVER HILLS SUBDIVISION CONTAINING 0
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	1
Census Block	1031
Census Tract	20801

Owner

1165 Amherst Rd is owned and occupied by an individual who acquired it in January 2024.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1165 AMHERST RD, MORGANTON, NC 28655-6050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Intrafamily Transfer, Transfer
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Jan 20, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2023 · Amount on File
Deed Sale	Jan 20, 2023 · Amount on File
Prior Sale	Mar 24, 2022 · Amount on File
Deed Document Number	202323000555
Deed Book / Page	2666 / 351
Last Transfer Date	Jan 26, 2024
Transfer Doc	0027260848
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Jan 29, 2024
Property Address	1165 AMHERST RD, MORGANTON, NC 28655-6050
Document Number	0027260848
Book / Page	2726 / 848
Map Reference	MB 12 PG 245
Instrument Date	Jan 26, 2024
Instrument	2400000664
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 AMHERST RD, MORGANTON, NC 28655-6050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1165 AMHERST RD, MORGANTON, NC 28655-6050
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026270860
Date	Jun 8, 2022
Book Page	2627/860
Instrument	2022022107

Lender

Name	UNITED BANK
Type	Bank
Address	HICKORY, NC 28601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 8, 2023

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 20, 2023
Property Address	1165 AMHERST RD, MORGANTON, NC 28655-6050
Document Number	0026660351
Book / Page	2666 / 351
Map Reference	MB 12 PG 245
Instrument Date	Jan 19, 2023
Instrument	2023000555
Transaction Type	Transfer
Record Updated	Feb 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$878.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 AMHERST RD, MORGANTON, NC 28655-6050

Mortgage

Document Number	2023000556
Date	Jan 20, 2023
Instrument	2023000556

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 24, 2022
Property Address	1165 AMHERST RD, MORGANTON, NC 28655-6050
Document Number	0026110941
Book / Page	2611 / 941
Map Reference	MB 12 PG 245
Instrument Date	Mar 17, 2022
Instrument	2022019023
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Tax	$44.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 993, VALDESE, NC 28690-0993

Tax Assessment & Valuation

The 2026 property tax bill for 1165 Amherst Rd was $3,326, up 4.4% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Drexel Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,326.00 (+4.43%)	$341,234 (-) Land $22,172 Building $319,062	$341,234 (-) Land $22,172 Building $319,062
2025	$3,185.00	$341,234 Land $22,172 Building $319,062	$341,234 Land $22,172 Building $319,062
2023	$1,998.00	$341,234 Land $22,172 Building $319,062	$341,234 Land $22,172 Building $319,062

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1165 Amherst Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1165 Amherst Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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