12193 E 550th Ave, Watson, IL 62473 Property Records

Effingham County property record for 12193 E 550th Ave, Watson, IL 62473

Property Summary

Property Type	Residential Vacant Land
Lot Size	12.3 acres (536,224 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (Jun 2018)
Tax Bill	$24 (2022)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-09-006-038`

Property Details

APN / Parcel Number

Primary APN	`13-09-006-038`

Exterior

Lot Area	536,224 sqft (12.3 acres)

Location & Zoning

Street Address	12193 E 550TH AVE
City	WATSON
State	IL
Zip	62473-2220
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	PT E 756.32FT OF W 1209.32FT OF N 710FT NW SW FR 3392/43 1654/47 1222/105 644/115 532/255
Jurisdiction	EFFINGHAM IL
Township / Civil Division	UNION
Census Block Group	2
Census Block	2001
Census Tract	950400

Owner

Source: Effingham County records, as of August 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1237 E 550TH AV, WATSON, IL 62473
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	201801802401
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	12193 E 550TH AVE, WATSON, IL 62473-2220
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12377 E 550TH AVE, WATSON, IL 62473-2237

Mortgage

Document Number	003787/343
Date	Jun 2, 2022
Book Page	3787/343
Instrument	202222002298

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jun 1, 2029

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Union Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$24.00	$930 Land $930	$2,790 Land $2,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
KNR Wireless Fixed Wireless	100 / 10