12376 Cardinal Rd, Plato, MO 65552 Property Records

Texas County property record for 12376 Cardinal Rd, Plato, MO 65552

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,068 sqft · built 1980
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Nov 2018)
Tax Bill$817 (2025)
Deeds & MortgagesOct 2025 Second Mortgage
May 2021 Mortgage
+ 1 more
APN4-2-9-4-5

Property Details

APN / Parcel Number

Primary APN4-2-9-4-5
Alternative APN
  • 04-0.2-09-004-000-005

Interior

Bedrooms2 Beds
Total Rooms4 Rooms
Stories1 Story
Building Area1,068 sqft Finished Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialMetal
Roof TypeHip
Roof MaterialMetal
Lot Area60,984 sqft (1.4 acres)
Lot Dimensions300 ft deep x 200 ft wide
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemOther

Location & Zoning

Street Address12376 CARDINAL RD
CityPLATO
StateMO
Zip65552-8722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NEQ SEQ A 200'X 30 0'TRT
Legal Range11
Legal Township33
Legal Section09
JurisdictionTEXAS MO
Township / Civil DivisionROUBIDOUX
Census Block Group3
Census Block3044
Census Tract480101

Owner

Source: Texas County assessment roll, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12376 CARDINAL RD, PLATO, MO 65552-8722
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
INFUZE CU
May 19, 2021Deed of Trust, Mortgage · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Nov 27, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 27, 2018 · Amount on Record
Deed SaleNov 27, 2018 · Amount on Record
Deed Document Number20183455
Deed Book / Page2018 / 3455
Prior Transfer DateNov 10, 2018
Prior Transfer Doc2018/3455
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTEXAS MO
Property Address12376 CARDINAL RD, PLATO, MO 65552-8722
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12376 CARDINAL RD, PLATO, MO 65552-8722

Mortgage

Document Number02025/3197
DateOct 6, 2025
Book Page2025/3197
Instrument202503197
Lender
NameINFUZE CU
TypeCredit Union
AddressWAYNESVILLE, MO 65583
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term119 Months
DueSep 2, 2035

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTEXAS MO
Property Address12376 CARDINAL RD, PLATO, MO 65552-8722
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address12379 CARDINAL RD, PLATO, MO 65552-8722

Mortgage

Document Number2021/1948
DateMay 19, 2021
Book Page2021/1948
Instrument202101948
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

November 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionTEXAS MO
Recording DateNov 27, 2018
Property Address12376 CARDINAL RD, PLATO, MO 65552-8722
Document Number2018/3455
Book / Page2018 / 3455
Instrument DateNov 10, 2018
Instrument201803455
Transaction TypeTransfer
Record UpdatedNov 16, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12376 CARDINAL RD, PLATO, MO 65552-8722

Mortgage

Document Number201803456
DateNov 27, 2018
Instrument201803456
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Texas County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyTexas County
County SubdivisionRoubidoux Township
Unified School DistrictPlato R-V School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$817.00 (-0.97%)$22,510 (-)$118,470 (-) Land $19,000 Building $99,470
2024$825.00
2023$22,510$118,470 Land $19,000 Building $99,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 57% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTEXAS COUNTY PWSD 1
serves 3,335 people · EPA ID MO4024606
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Splash Wireless Internet
Fixed Wireless
200 / 25
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile USA
Fixed Wireless
100 / 20
Brightspeed
DSL
100 / 10

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