12340 Cardinal Rd, Plato, MO 65552 Property Records

Texas County property record for 12340 Cardinal Rd, Plato, MO 65552

Property Summary

Property TypeSingle Family Home
Details1,400 sqft · built 1985
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$138,100 (Mar 2013)
Tax Bill$686 (2025)
Deeds & MortgagesMay 2020 Mortgage
APN4-2-9-4-4.02

Property Details

APN / Parcel Number

Primary APN4-2-9-4-4.02
Alternative APN
  • 04-0.2-09-004-000-004.02

Interior

Stories1 Story
Building Area1,400 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialMetal
Roof TypeHip
Roof MaterialShingle
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemOther

Location & Zoning

Street Address12340 CARDINAL RD
CityPLATO
StateMO
Zip65552-8732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL TH PT W 150' OF T HE E 870' NE SE LY S COUNTY ROAD
Legal Range11
Legal Township33
Legal Section09
JurisdictionTEXAS MO
Township / Civil DivisionROUBIDOUX
Census Block Group3
Census Block3044
Census Tract480101

Owner

Source: Texas County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4908 ANTHONY CIR, LAS VEGAS, NV 89115-2948
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2013 · Amount on Record
Deed SaleMar 21, 2013 · Amount on Record
Prior SaleJun 29, 2011 · Amount on Record
Deed Document Number2013815
Deed Book / Page2013 / 815
Prior Transfer DateMar 14, 2013
Prior Transfer Doc2013/0816
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTEXAS MO
Property Address12340 CARDINAL RD, PLATO, MO 65552-8732
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/1364
DateMay 13, 2020
Book Page2020/1364
Instrument202001364
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCHESTERFIELD, MO 63005
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term305 Months
DueOct 1, 2045

Tax Assessment & Valuation

Source: Texas County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyTexas County
County SubdivisionRoubidoux Township
Unified School DistrictPlato R-V School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$686.00 (-1.01%)$18,910 (-)$99,500 (-) Land $19,000 Building $80,500
2024$693.00
2023$18,910$99,500 Land $19,000 Building $80,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 57% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTEXAS COUNTY PWSD 1
serves 3,335 people · EPA ID MO4024606
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Splash Wireless Internet
Fixed Wireless
200 / 25
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20
Brightspeed
DSL
100 / 10

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