Chesapeake City property record for 1237 Monarch Reach, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,587 sqft · built 2003 |
| Lot Size | 0.356 acres (15,507 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Jul 2015) |
| Tax Bill | $6,513 (2025) |
| Deeds & Mortgages | Nov 2020 Refinance Mar 2021 Refinance |
| APN | 0352001001050 |
| Primary APN | 0352001001050 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,587 sqft Living Area |
| 1st Floor Area | 1,467 sqft |
| Upper Floors Area | 1,547 sqft |
| Attic | Attic |
| Attic Area | 225 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,507 sqft (0.356 acres) |
| Lot Dimensions | 149 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 476 sqft |
| Pool Area | 800 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 189 sqft |
| Deck Area | Deck Area |
| Patio Area | 642 sqft |
| Balcony Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1237 MONARCH REACH |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 105 DOMINION LAKES PH 4 |
| Legal Subdivision | DOMINION LAKES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20909 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1237 MONARCH REACH, CHESAPEAKE, VA 23320-6479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Mar 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2015 · Amount on Record |
| Deed Sale | Jul 31, 2015 · Amount on Record |
| Prior Sale | Jun 4, 2004 · Amount on Record |
| Deed Book / Page | 9542 / 974 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1237 MONARCH REACH, CHESAPEAKE, VA 23320-6479 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10254/1088 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 10254/1088 |
| Instrument | 200042281 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1237 MONARCH REACH, CHESAPEAKE, VA 23320-6479 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010338/985 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 10338/985 |
| Instrument | 210013812 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $660,600 (+2.43%) Land $170,000 Building $490,600 | $660,600 (+2.43%) Land $170,000 Building $490,600 | |
| 2025 | $6,513.00 (+46.92%) | $644,900 (+8.44%) Land $160,000 Building $484,900 | $644,900 (+8.44%) Land $160,000 Building $484,900 |
| 2023 | $594,700 (+9.7%) Land $145,000 Building $449,700 | $594,700 (+9.7%) Land $145,000 Building $449,700 | |
| 2022 | $542,100 Land $135,000 Building $407,100 | $542,100 Land $135,000 Building $407,100 | |
| 2019 | $4,433.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 328 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 366 units insured incl. 38 condo units |
| Nearby Flood Claims | 44 (2003–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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