Chesapeake City property record for 1220 Monarch Reach, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,559 sqft · built 2010 |
| Lot Size | 0.385 acres (16,814 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $276,250 (Aug 2010) |
| Tax Bill | $2,824 (2019) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2021 Refinance |
| APN | 0353001000260 |
| Primary APN | 0353001000260 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,559 sqft Living Area |
| Gross Area | 2,514 sqft |
| 1st Floor Area | 556 sqft |
| Upper Floors Area | 556 sqft |
| Attic Area | 556 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,814 sqft (0.385 acres) |
| Lot Dimensions | 226 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 50 sqft |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Patio Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1220 MONARCH REACH |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESIDENTIAL |
| Legal Description | 26 DOMINION FOREST |
| Legal Subdivision | DOMINION FOREST |
| Legal Lot Number | 26 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20909 |
Source: Chesapeake City records, as of September 21, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1220 MONARCH REACH, CHESAPEAKE, VA 23320-6478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2020 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jun 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance THE FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2010 · Amount on Record |
| Deed Sale | Aug 16, 2010 · Amount on Record |
| Prior Sale | Aug 16, 2010 · Amount on Record |
| Deed Document Number | 0000818479 |
| Deed Book / Page | 8184 / 79 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1220 MONARCH REACH, CHESAPEAKE, VA 23320-6478 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10184/1745 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 10184/1745 |
| Instrument | 200024054 |
| Name | THE FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1220 MONARCH REACH, CHESAPEAKE, VA 23320-6478 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10383/1812 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 10383/1812 |
| Instrument | 210025505 |
| Name | THE FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
Source: Chesapeake City assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $361,300 (+13.47%) Land $130,000 Building $231,300 | $361,300 (+13.47%) Land $130,000 Building $231,300 | |
| 2022 | $318,400 Land $125,000 Building $193,400 | $318,400 Land $125,000 Building $193,400 | |
| 2019 | $2,824.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 328 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 366 units insured incl. 38 condo units |
| Nearby Flood Claims | 44 (2003–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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