1236 Williams Rd, Chipley, FL 32428 Property Records

Washington County property record for 1236 Williams Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,393 sqft · built 2019
Lot Size	17 acres (740,520 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,096 (2025)
Deeds & Mortgages	May 2019 Second Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`000025820004`

Property Details

APN / Parcel Number

Primary APN	`000025820004`
Alternative APN	`25820004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,393 sqft Heated Area
Gross Area	3,206 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	740,520 sqft (17 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	288 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000025820004
Street Address	1236 WILLIAMS RD
City	CHIPLEY
State	FL
Zip	32428-4252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22 5 13 17 ORB 1126 P 426 BEG 1893.03' E OF SWC, RUN E 340.67', N 840', E 419.93', N 480.21', W 923.42', S 1284.05' TO POB
Legal Range	13W
Legal Township	05N
Legal Section	22
Legal Block	2582
Legal Lot Number	0004
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2003
Census Tract	970104

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1236 WILLIAMS RD, CHIPLEY, FL 32428-4252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY SOUTH CU
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU
Jan 15, 2020	Loan Modification, Mortgage COMMUNITY S CU
Aug 29, 2018	Warranty Deed, Transfer
Jan 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018
Deed Sale	Aug 29, 2018
Deed Document Number	0001126426
Deed Book / Page	1126 / 426
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1236 WILLIAMS RD, CHIPLEY, FL 32428-4252
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067004030
Date	May 23, 2019
Book Page	1146/0113
Instrument	201967004030

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	10%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1236 WILLIAMS RD, CHIPLEY, FL 32428-4252
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1236 WILLIAMS RD, SUNNY HILLS, FL 32428-4252

Mortgage

Document Number	0067006429
Date	Oct 1, 2020
Book Page	1187/134
Instrument	202067006429

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON FL
Property Address	1236 WILLIAMS RD, CHIPLEY, FL 32428-4252
Document Number	0067000599
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1236 WILLIAMS RD CHIPLEY FL 324284252, CHIPLEY, FL 32428-4252

Mortgage

Document Number	0067000599
Date	Jan 22, 2020
Book Page	001167/000585
Instrument	67000599

Lender

Name	COMMUNITY S CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 29, 2018
Property Address	1236 WILLIAMS RD, CHIPLEY, FL 32428-4252
Document Number	0067006053
Book / Page	001126 / 000426
Instrument Date	Aug 29, 2018
Instrument	67006053
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1236 WILLIAMS RD CHIPLEY FL 324284252, CHIPLEY, FL 32428-4252

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 26, 2018
Property Address	1236 WILLIAMS RD, CHIPLEY, FL 32428-4252
Document Number	0067000666
Book / Page	001109 / 000581
Instrument Date	Jan 24, 2018
Instrument	67000666
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 CHESTNUT HILL ST CHIPLEY FL 32428, CHIPLEY, FL 32428

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,096.00 (+6.61%) Homeowner's exemption	$192,192 (+2.88%)	$356,298 (+16.16%) Land $4,131 Building $352,167
2024	$1,966.00 (+2.34%) Homeowner's exemption	$186,807 (+2.98%)	$306,737 (+7.25%) Land $3,831 Building $302,906
2023	$1,921.00 (+3%) Homeowner's exemption	$181,399 (+2.98%)	$285,993 (+8.61%) Land $3,831 Building $282,162
2022	$1,865.00 Homeowner's exemption	$176,148	$263,324 Land $3,631 Building $259,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Wildstar Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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