Washington County property record for 1108 Williams Rd, Chipley, FL 32428 · Last verified April 2026
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 2 ba · 2,376 sqft · built 2022 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (May 2021) |
| Tax Bill | $2,375 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00000000-00-2620-0001 |
| Primary APN | 00000000-00-2620-0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,376 sqft Gross Area |
| 1st Floor Area | 2,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1108 WILLIAMS RD |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-6140 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 27 5 13 10 ORB 1207 P 680 BEG NEC, S 999.34FOR POB, S 333.11, W 1316, N 333.11, E 1316 TO POB. |
| Legal Range | 13W |
| Legal Township | 05S |
| Legal Section | 27 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970104 |
Source: Washington County records · APN 00000000-00-2620-0001
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1108 WILLIAMS RD, CHIPLEY, FL 32428-6140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 07, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY SOUTH CU |
| Oct 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SOUTH CU |
| May 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY SOUTH CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on Record |
| Deed Sale | May 25, 2021 · Amount on Record |
| Deed Document Number | 20213964 |
| Deed Book / Page | 1207 / 680 |
| Prior Transfer Date | May 21, 2021 |
| Prior Transfer Doc | 0067003964 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1108 WILLIAMS RD, CHIPLEY, FL 32428-6140 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0067008970 |
|---|---|
| Date | Nov 07, 2022 |
| Book Page | 1257/421 |
| Instrument | 202267008970 |
| Name | COMMUNITY SOUTH CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 31, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1108 WILLIAMS RD, CHIPLEY, FL 32428-6140 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1108 WILLIAMS RD, CHIPLEY, FL 32428-6140 |
| Document Number | 0067008453 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 1255/817 |
| Instrument | 202267008453 |
| Name | COMMUNITY SOUTH CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | May 25, 2021 |
| Property Address | 1108 WILLIAMS RD, CHIPLEY, FL 32428-6140 |
| Document Number | 0067003964 |
| Book / Page | 1207 / 680 |
| Instrument Date | May 21, 2021 |
| Instrument | 202167003964 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Title Company | FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 223 NEW PROSPECT RD, CHIPLEY, FL 32428-4235 |
| Name | Verified Name |
|---|---|
| Address | 2566 KNIGHT LANE, BONIFAY, FL 32425-7428 |
| Document Number | 0000000682 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 1207/682 |
| Name | COMMUNITY SOUTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jun 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 12.2% |
Source: Washington County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,375.00 (+5.79%) Homeowner's exemption | $212,317 (+2.29%) | $265,307 (-0.71%) Land $61,000 Building $204,307 |
| 2024 | $2,245.00 (+2.18%) Homeowner's exemption | $207,571 (+2.97%) | $267,210 (+7.63%) |
| 2023 | $2,197.00 (+207.27%) Homeowner's exemption | $201,581 (+287.66%) | $248,271 (+377.44%) |
| 2022 | $715.00 | $52,000 Land $52,000 | $52,000 Land $52,000 |
Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339701042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2020, rainfall accumulation, Hurricane Sally |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.
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