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1236 Phifer Rd, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 1236 Phifer Rd, Kings Mountain, NC 28086

Property Summary

Property TypeSingle Family Home
Details2,130 sqft · built 2021
Lot Size0.535 acres (23,336 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Feb 2021)
Tax Bill$3,615 (2026)
Deeds & MortgagesApr 2022 Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN64726

Property Details

APN / Parcel Number

Primary APN64726
Alternative APN
  • 1338777

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area2,130 sqft Finished Area
Upper Floors Area855 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area23,336 sqft (0.535 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1338777
Street Address1236 PHIFER RD
CityKINGS MOUNTAIN
StateNC
Zip28086-8257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#135 PB42-176 THRU 178 BEASON CREEK PHASE 1A
Legal SubdivisionBEASON CREEK
Legal Phase1
Legal Block1
Legal Lot Number400
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group6
Census Block6020
Census Tract950400

Owner

1236 Phifer Rd is owned and occupied by two individuals who bought it in February 2021.

Source: Cleveland County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address1236 PHIFER RD, KINGS MOUNTAIN, NC 28086-8257
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Feb 24, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2021 · Amount on File
Deed SaleFeb 24, 2021 · Amount on File
Deed Document Number2021200051317
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address1236 PHIFER RD, KINGS MOUNTAIN, NC 28086-8257
Transaction TypeMortgage
Record UpdatedNov 11, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1236 PHIFER RD, KINGS MOUNTAIN, NC 28086-8257

Mortgage

Document Number0018711490
DateApr 28, 2022
Book Page1871/1490
Instrument200072087
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

February 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateFeb 24, 2021
Property Address1236 PHIFER RD, KINGS MOUNTAIN, NC 28086-8257
Document Number0018340203
Book / Page1834 / 203
Map ReferenceMB 42 PG 176-178
Instrument DateFeb 16, 2021
Instrument200051317
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 11, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1450 LAKE ROBBINS DR # DR430, 1450, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

NameVerified Name
Address1236 PHIFER RD, KINGS MOUNTAIN, NC 28086-8257

Mortgage

Document Number0001834206
DateFeb 24, 2021
Instrument1834/206
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1236 Phifer Rd was $3,615, up 0.9% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
MunicipalityKings Mountain City
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,615.00 (+0.89%)$349,568 (-) Land $30,000 Building $319,568$349,568 (-) Land $30,000 Building $319,568
2025$3,583.00$349,568 Land $30,000 Building $319,568$349,568 Land $30,000 Building $319,568
2023$268,914 Land $22,000 Building $246,914$268,914 Land $22,000 Building $246,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1236 Phifer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1236 Phifer Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND COUNTY WATER
serves 59,395 people · EPA ID NC0123055
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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