1226 Phifer Rd, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 1226 Phifer Rd, Kings Mountain, NC 28086 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,828 sqft · built 2021
Lot Size0.263 acres (11,488 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Apr 2025)
Tax Bill$2,851 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN64721

Property Details

APN / Parcel Number

Primary APN64721
Alternative APN
  • 1338863

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,828 sqft Finished Area
Upper Floors Area774 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Lot Area11,488 sqft (0.263 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area55 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1338863
Street Address1226 PHIFER RD
CityKINGS MOUNTAIN
StateNC
Zip28086-8257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#130 PB42-176 THRU 178 BEASON CREEK PHASE 1A
Legal SubdivisionBEASON CREEK
Legal Phase1
Legal Block1
Legal Lot Number395
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group6
Census Block6015
Census Tract950400

Owner

Source: Cleveland County records · APN 64721

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1226 PHIFER RD, KINGS MOUNTAIN, NC 28086-8257
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 25, 2025 · Amount on Record
Deed SaleApr 25, 2025 · Amount on Record
Deed Document Number2025200113052
Deed Book / Page1945 / 82
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address1226 PHIFER RD, KINGS MOUNTAIN, NC 28086-8257
Transaction TypeMortgage
Record UpdatedApr 03, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1226 PHIFER RD, KINGS MOUNTAIN, NC 28086-8257

Mortgage

Document Number0018942446
DateMar 22, 2023
Book Page1894/2446
Instrument200085283
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMar 01, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
MunicipalityKings Mountain City
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$323,163 (-) Land $30,000 Building $293,163$323,163 (-) Land $30,000 Building $293,163
2025$2,851.00 Disabled Person's exemption$323,163 (+36.56%) Land $30,000 Building $293,163$323,163 (+36.56%) Land $30,000 Building $293,163
2023$236,652 Land $22,000 Building $214,652$236,652 Land $22,000 Building $214,652

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370459504006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 38% of the US · above 54% of North Carolina
Wildfire LikelihoodAbout 1 in 1,786 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phifer Rd

Nearby Streets

Search Property Records by Address or Parcel Number