Hamilton County property record for 1236 Highland Dr, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,080 sqft · built 1925 |
| Lot Size | 0.177 acres (7,740 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Jun 2025) |
| Tax Bill | $1,511 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage May 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127P P 037 |
| Primary APN | 127P P 037 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,740 sqft (0.177 acres) |
| Lot Dimensions | 129 ft deep x 60 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000052297 |
|---|---|
| Street Address | 1236 HIGHLAND DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LTS PT 10&11 BLK 3 HIGHLANDS PB 6 PG 29 |
| Legal Subdivision | HIGHLANDS |
| Legal Block | 3 |
| Legal Lot Number | 10,11 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1151 CARTER DR, CHATTANOOGA, TN 37415-5603 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TENNESSEE VALLEY FCU |
| May 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TENNESSEE VALLEY FCU |
| Jun 19, 2020 | Warranty Deed, Transfer TENNESSEE VLY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on Record |
| Deed Sale | Jun 23, 2025 · Amount on Record |
| Prior Sale | Mar 14, 2016 · Amount on Record |
| Deed Document Number | 0013964257 |
| Deed Book / Page | 12043 / 383 |
| Prior Transfer Date | Jun 19, 2020 |
| Prior Transfer Doc | 2020061900251 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1236 HIGHLAND DR, CHATTANOOGA, TN 37405-2318 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000046 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 13386/183 |
| Instrument | 2023083000046 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1236 HIGHLAND DR, CHATTANOOGA, TN 37405-2318 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000006 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 12946/664 |
| Instrument | 2022050500006 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 19, 2020 |
| Property Address | 1236 HIGHLAND DR, CHATTANOOGA, TN 37405-2318 |
| Document Number | 0619000251 |
| Book / Page | 012043 / 000383 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 200619000251 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2020 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $851.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1236 HIGHLAND DR CHATTANOOGA TN 374052318, CHATTANOOGA, TN 37405-2318 |
| Document Number | 619000252 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 012043/000386 |
| Instrument | 200619000252 |
| Name | TENNESSEE VLY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.49% |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,511.00 (-8.42%) | $99,750 (+35.25%) | $399,000 (+35.25%) Land $225,000 Building $174,000 |
| 2024 | $1,650.00 | $73,750 (-) | $295,000 (-) Land $150,000 Building $145,000 |
| 2023 | $1,650.00 | $73,750 (-) | $295,000 (-) Land $150,000 Building $145,000 |
| 2022 | $1,650.00 | $73,750 | $295,000 Land $150,000 Building $145,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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