1232 Highland Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1232 Highland Dr, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 936 sqft · built 1920
Lot Size	0.148 acres (6,466 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Feb 2022)
Tax Bill	$1,449 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127P P 035`

Property Details

APN / Parcel Number

Primary APN	`127P P 035`
Alternative APN	`0000052295`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	936 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1983
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,466 sqft (0.148 acres)
Lot Dimensions	121 ft deep x 53.3 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0000052295
Street Address	1232 HIGHLAND DR
City	CHATTANOOGA
State	TN
Zip	37405-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT PT 12 BLK 3 HIGHLANDS PB 6 PG 29
Legal Subdivision	HIGHLANDS
Legal Block	3
Legal Lot Number	12
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2005
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1232 HIGHLAND DR, CHATTANOOGA, TN 37405-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2022 · Amount on Record
Deed Sale	Feb 21, 2022 · Amount on Record
Prior Sale	Nov 18, 2003 · Amount on Record
Deed Document Number	2022121
Deed Book / Page	12853 / 745
Prior Transfer Date	Mar 21, 2000
Prior Transfer Doc	0055600847
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 21, 2022
Property Address	1232 HIGHLAND DR, CHATTANOOGA, TN 37405-2318
Document Number	0000000121
Book / Page	12853 / 745
Map Reference	MB 6 PG 29
Instrument Date	Feb 18, 2022
Instrument	2022022100121
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1232 HIGHLAND DR, CHATTANOOGA, TN 37405-2318

Mortgage

Document Number	0012853748
Date	Feb 21, 2022
Instrument	12853/748

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,449.00 (+9.52%)	$95,600 (+61.62%)	$382,400 (+61.62%) Land $225,000 Building $157,400
2024	$1,323.00	$59,150 (-)	$236,600 (-) Land $150,000 Building $86,600
2023	$1,323.00	$59,150 (-)	$236,600 (-) Land $150,000 Building $86,600
2022	$1,323.00	$59,150	$236,600 Land $150,000 Building $86,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20