Simpson County property record for 1236 Derek Dr, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,147 sqft · built 1997 |
| Lot Size | 0.173 acres (7,553 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $66,500 (Feb 2007) |
| Tax Bill | $947 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-00-10-014.00 |
| Primary APN | 019-00-10-014.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,147 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,553 sqft (0.173 acres) |
| Lot Dimensions | 91 ft deep x 83 ft wide |
| Porch | Porch |
| Porch Area | 20 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1236 DEREK DR |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-2064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1236 DEREK DRIVE |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 970401 |
1236 Derek Dr is held in a trust since February 2007.
Source: Simpson County records, as of January 30, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1644 NEELY RD, FRANKLIN, KY 42134-6000 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2017 | Deed of Trust, Mortgage FRANKLIN BANK & TRUST CO |
| Nov 21, 2017 | Deed of Trust, Mortgage FRANKLIN BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2007 · Amount on File |
| Deed Sale | Feb 12, 2007 · Amount on File |
| Deed Document Number | 0000269614 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 1236 DEREK DR, FRANKLIN, KY 42134-2064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M437/404 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | M437/404 |
| Instrument | 1182421 |
| Name | FRANKLIN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FRANKLIN, KY 42134 |
| Amount | Amount on Record |
|---|---|
| Term | 150 Months |
| Due | Mar 5, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 1236 DEREK DR, FRANKLIN, KY 42134-2064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M440/136 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | M440/136 |
| Instrument | 1183495 |
| Name | FRANKLIN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FRANKLIN, KY 42134 |
| Amount | Amount on Record |
|---|---|
| Term | 148 Months |
| Due | Mar 5, 2030 |
The 2025 property tax bill for 1236 Derek Dr was $947.
Source: Simpson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $947.00 | $108,000 | $108,000 |
| 2023 | $1,005.00 | $108,000 | $108,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1236 Derek Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1236 Derek Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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