1235 Derek Dr, Franklin, KY 42134 Property Records

Simpson County property record for 1235 Derek Dr, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1997
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Nov 2021)
Tax Bill	$859 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019-00-11-011.00`

Property Details

APN / Parcel Number

Primary APN	`019-00-11-011.00`
Alternative APN	`3568`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Porch	Porch
Porch Area	108 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1235 DEREK DR
City	FRANKLIN
State	KY
Zip	42134-2064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1235 DEREK DRIVE
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2018
Census Tract	970401

Owner

1235 Derek Dr is owned and occupied by an individual who bought it in November 2021.

Source: Simpson County records, as of January 30, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1235 DEREK DR, FRANKLIN, KY 42134-2064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Deed Document Number	0000360874
Deed Book / Page	360 / 874
Record Updated	Jun 8, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Nov 12, 2021
Property Address	1235 DEREK DR, FRANKLIN, KY 42134-2064
Document Number	D360/874
Book / Page	D360 / 874
Map Reference	MB 4 PG 119-120
Instrument Date	Nov 12, 2021
Instrument	1205703
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1235 DEREK DR, 1235, FRANKLIN, KY 42134-2064

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1235 DEREK DR, FRANKLIN, KY 42134-2064

Mortgage

Document Number	1205704
Date	Nov 12, 2021
Instrument	1205704

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1235 Derek Dr was $859 with a homeowner's exemption.

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$859.00 Homeowner's exemption	$147,000	$147,000
2023	$937.00 Homeowner's exemption	$147,000	$147,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1235 Derek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1235 Derek Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Franklin EPB Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20