1236 Andover Rd, El Cajon, CA 92019 Property Records

San Diego County property record for 1236 Andover Rd, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,404 sqft · built 1952
Lot Size	0.243 acres (10,600 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Nov 2019)
Tax Bill	$7,205 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`489-321-04-00`

Property Details

APN / Parcel Number

Primary APN	`489-321-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	10,600 sqft (0.243 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1236 ANDOVER RD
City	EL CAJON
State	CA
Zip	92019-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 71 TR 002778
Legal Subdivision	CAJON VILLAS
Legal Tract	002778
Legal Block	2
Legal Lot Number	71
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	15704

Owner

1236 Andover Rd is owned by two individuals who bought it in November 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8856 LAMAR ST, SPRING VALLEY, CA 91977-2622
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 6, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Sep 14, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Aug 11, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 27, 2019	Grant Deed, Transfer · VA Mortgage WORLD WIDE CREDIT
Nov 27, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Jun 22, 2011 · Amount on File
Deed Document Number	2019556146
Prior Transfer Date	Oct 23, 2019
Prior Transfer Doc	0000556145
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1236 ANDOVER RD, EL CAJON, CA 92019-2247
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	UNKNOWN, FIN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1236 ANDOVER RD, EL CAJON, CA 92019-2247

Mortgage

Document Number	0000008288
Date	Jan 12, 2026
Instrument	2026-0008288

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1236 ANDOVER RD, EL CAJON, CA 92019-2247
Transaction Type	Mortgage
Record Updated	Apr 18, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1236 ANDOVER RD, EL CAJON, CA 92019-2247

Mortgage

Document Number	0000151063
Date	Apr 6, 2022
Instrument	2022-0151063

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1236 ANDOVER RD, EL CAJON, CA 92019-2247
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1236 ANDOVER RD, EL CAJON, CA 92019-2247

Mortgage

Document Number	0000650653
Date	Sep 14, 2021
Instrument	2021-0650653

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1236 ANDOVER RD, EL CAJON, CA 92019-2247
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000445439
Date	Aug 11, 2020
Instrument	2020-0445439

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 27, 2019
Property Address	1236 ANDOVER RD, EL CAJON, CA 92019-2247
Document Number	0000556146
Instrument Date	Nov 5, 2019
Instrument	556146
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8856 LAMAR ST SPRING VALLEY CA 919772622, SPRING VALLEY, CA 91977-2622

Mortgage

Document Number	556147
Date	Nov 27, 2019
Instrument	556147

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 27, 2019
Property Address	1236 ANDOVER RD, EL CAJON, CA 92019-2247
Document Number	0000556145
Instrument Date	Oct 23, 2019
Instrument	556145
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	167 EL CAMINO PEQUENO EL CAJON CA 920191205, EL CAJON, CA 92019-1205

Tax Assessment & Valuation

The 2025 property tax bill for 1236 Andover Rd was $7,205.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$563,329 (+2%) Land $290,031 Building $273,298
2025	$7,205.00	$552,285 Land $284,345 Building $267,940
2023	$7,194.00 (+1.62%)	$530,841 Land $273,304 Building $257,537
2022	$7,079.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1236 Andover Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1236 Andover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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