1232 Andover Rd, El Cajon, CA 92019 Property Records

San Diego County property record for 1232 Andover Rd, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,215 sqft · built 1952
Lot Size	0.243 acres (10,600 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (May 2009)
Tax Bill	$4,680 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`489-321-03-00`

Property Details

APN / Parcel Number

Primary APN	`489-321-03-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	10,600 sqft (0.243 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1232 ANDOVER RD
City	EL CAJON
State	CA
Zip	92019-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 70 TR 002778
Legal Subdivision	CAJON VILLAS
Legal Tract	002778
Legal Block	2
Legal Lot Number	70
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	15704

Owner

1232 Andover Rd is owned and occupied by two individuals who bought it in May 2009.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1232 ANDOVER RD, EL CAJON, CA 92019-2247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2009 · Amount on File
Deed Sale	May 1, 2009 · Amount on File
Prior Sale	Sep 12, 2008 · Amount on File
Deed Document Number	2009229635
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1232 ANDOVER RD, EL CAJON, CA 92019-2247
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 ANDOVER RD, EL CAJON, CA 92019-2247

Mortgage

Document Number	0000091315
Date	Mar 1, 2022
Instrument	2022-0091315

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1232 ANDOVER RD, EL CAJON, CA 92019-2247
Document Number	0000168073
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1232 ANDOVER RD EL CAJON CA 920192247, EL CAJON, CA 92019-2247

Mortgage

Document Number	0000168073
Date	Apr 2, 2020
Instrument	168073

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1232 ANDOVER RD, EL CAJON, CA 92019-2247
Document Number	0000381672
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1232 ANDOVER RD EL CAJON CA 920192247, EL CAJON, CA 92019-2247

Mortgage

Document Number	0000381672
Date	Sep 5, 2019
Instrument	381672

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1232 ANDOVER RD, EL CAJON, CA 92019-2247
Document Number	0000209412
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1232 ANDOVER RD EL CAJON CA 920192247, EL CAJON, CA 92019-2247

Mortgage

Document Number	0000209412
Date	May 24, 2018
Instrument	209412

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1232 Andover Rd was $4,680 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$311,941 (+2%) Land $131,342 Building $180,599
2025	$4,680.00 Homeowner's exemption	$305,825 Land $128,767 Building $177,058
2023	$4,338.00 (-5.01%) Homeowner's exemption	$293,952 Land $123,768 Building $170,184
2022	$4,567.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1232 Andover Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1232 Andover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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