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12356 Northover Loop, Orlando, FL 32824 Property Records

Orange County property record for 12356 Northover Loop, Orlando, FL 32824 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,224 sqft · built 2018
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Jan 2026)
Tax Bill$5,225 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Jan 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN29-24-30-7632-02-920

Property Details

APN / Parcel Number

Primary APN29-24-30-7632-02-920
Alternative APNs
  • 302429763202920
  • 576110
  • 581971

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,224 sqft Living Area
Gross Area2,985 sqft
1st Floor Area2,224 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)
Garage TypeAttached
Garage Area500 sqft
PorchFinished/Open Porch
Porch Area261 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12356 NORTHOVER LOOP
CityORLANDO
StateFL
Zip32824-7392
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOMERSET PARK PHASE 3 91/87 LOT 292
Legal Range30E
Legal Township24S
Legal Section29
Legal SubdivisionSOMERSET PK PH 3
Legal Phase3
Legal Block2
Legal Lot Number292
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group2
Census Block2010
Census Tract16811

Owner

Source: Orange County records · APN 29-24-30-7632-02-920

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12356 NORTHOVER LOOP, ORLANDO, FL 32824-7392
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Deed of Trust, Mortgage · FHA Mortgage
AMERISAVE MORTGAGE CORP
Jan 07, 2026Warranty Deed, Transfer · Conventional Mortgage
KIND LENDING LLC
Jan 08, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 07, 2026 · Amount on Record
Deed SaleJan 07, 2026 · Amount on Record
Prior SaleJan 08, 2019 · Amount on Record
Deed Document Number202610922
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12356 NORTHOVER LOOP, ORLANDO, FL 32824-7392
Transaction TypeMortgage
Record UpdatedFeb 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12356 NORTHOVER LOOP, ORLANDO, FL 32824-7392

Mortgage

Document Number0000112664
DateFeb 28, 2023
Instrument20230112664
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 07, 2026
Property Address12356 NORTHOVER LOOP, ORLANDO, FL 32824-7392
Document Number0000010922
Map ReferenceMB 91 PG 87
Instrument DateJan 02, 2026
Instrument20260010922
Transaction TypeTransfer
Record UpdatedFeb 06, 2026
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1469 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000010923
DateJan 07, 2026
Instrument20260010923
Lender
NameKIND LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

January 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateJan 08, 2019
Property Address12356 NORTHOVER LOOP, ORLANDO, FL 32824-7392
Document Number0000014729
Map ReferenceMB 91 PG 87
Instrument DateDec 31, 2018
Instrument20190014729
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 03, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,198.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6900 TAVISTOCK LAKES BLVD STE 200, 6900, ORLANDO, FL 32827-7591

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014730
DateJan 08, 2019
Instrument20190014730
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$505,530 (+48.92%) Land $105,000 Building $400,530$505,530 (-1.26%) Land $105,000 Building $400,530
2025$5,225.00 (+4.88%)$339,461 (+5.99%)$512,000 (+9.59%) Land $105,000 Building $407,000
2024$4,982.00 (+7.32%)
2023$4,642.00 (+15.3%) Homeowner's exemption$320,285 (+13.64%)$467,206 (+30.21%) Land $105,000 Building $362,206
2022$4,026.00 Homeowner's exemption$281,830$358,819 Land $80,000 Building $278,819

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950168112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 41 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2026, rainfall accumulation

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Orlando Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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