Orange County property record for 12321 Northover Loop, Orlando, FL 32824
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,224 sqft · built 2018 |
| Lot Size | 0.188 acres (8,171 sqft) |
| Owner | Individual Name on File |
| Last Sale | $545,000 (Apr 2023) |
| Tax Bill | $7,682 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 29-24-30-7632-02-480 |
| Primary APN | 29-24-30-7632-02-480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,224 sqft Living Area |
| Gross Area | 2,985 sqft |
| 1st Floor Area | 2,224 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,171 sqft (0.188 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Porch | Florida Room |
| Porch Area | 261 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12321 NORTHOVER LOOP |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32824-7392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | SOMERSET PARK PHASE 3 91/87 LOT 248 |
| Legal Range | 30E |
| Legal Township | 24S |
| Legal Section | 29 |
| Legal Subdivision | SOMERSET PK PH 3 |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 248 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 16811 |
Source: Orange County records · APN 29-24-30-7632-02-480
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12321 NORTHOVER LOOP, ORLANDO, FL 32824-7392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 06, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| Apr 17, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 2023 · Amount on Record |
| Deed Sale | Apr 06, 2023 · Amount on Record |
| Prior Sale | Apr 17, 2018 · Amount on Record |
| Deed Document Number | 2023193689 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 06, 2023 |
| Property Address | 12321 NORTHOVER LOOP, ORLANDO, FL 32824-7392 |
| Document Number | 0000193689 |
| Map Reference | MB 91 PG 87 |
| Instrument Date | Apr 04, 2023 |
| Instrument | 20230193689 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2023 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,815.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 FIELD GLOW LN, APEX, NC 27539-5786 |
| Name | Verified Name |
|---|---|
| Address | 12321 NORTHOVER LOOP, ORLANDO, FL 32824-7392 |
| Document Number | 0000193690 |
|---|---|
| Date | Apr 06, 2023 |
| Instrument | 20230193690 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12321 NORTHOVER LOOP, ORLANDO, FL 32824-7392 |
| Document Number | 0000007622 |
| Instrument Date | Dec 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12321 NORTHOVER LOOP ORLANDO FL 328247392, ORLANDO, FL 32824-7392 |
| Document Number | 0000007622 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | 7622 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 05, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 17, 2018 |
| Property Address | 12321 NORTHOVER LOOP, ORLANDO, FL 32824-7392 |
| Document Number | 0000227819 |
| Map Reference | MB 91 PG 87 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 20180227819 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,296.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4776 NEW BROAD ST STE 150, 4776, ORLANDO, FL 32814-6407 |
| Name | Verified Name |
|---|---|
| Address | 12321 NORTHOVER LOOP, ORLANDO, FL 32824-7392 |
| Document Number | 0000227820 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 20180227820 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,345 (-1.1%) Land $105,000 Building $381,345 | $486,345 (-1.1%) Land $105,000 Building $381,345 | |
| 2025 | $7,682.00 (-3.42%) | $491,765 (+57.56%) Land $105,000 Building $386,765 | $491,765 (+8.47%) Land $105,000 Building $386,765 |
| 2024 | $7,954.00 (+76.17%) | ||
| 2023 | $4,515.00 (+3.65%) Homeowner's exemption | $312,120 (+3%) | $453,374 (+21.01%) Land $105,000 Building $348,374 |
| 2022 | $4,356.00 Homeowner's exemption | $303,029 | $374,652 Land $80,000 Building $294,652 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Orlando Telephone Company.
Based on FCC filings for 87 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures