12351 Elmore Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 12351 Elmore Dr, Spring Hill, FL 34609

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.239 acres (10,406 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Aug 2016)
Tax Bill	$682 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5140-0906-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5140-0906-0120`
Alternative APNs	`00541569` `00541550` `541550` `541569`

Exterior

Lot Area	10,406 sqft (0.239 acres)

Exterior Amenities

Pool Type	Pool Type
Pool Area	288 sqft
Porch	Porch
Porch Area	1,052 sqft
Patio Area	336 sqft

Location & Zoning

Account Number	00541569
Street Address	ELMORE DR
City	SPRING HILL
State	FL
Zip	34609
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SPRING HILL UNIT 14 BLK 906 LOT 12 ORB 4380 PG 811
Legal Subdivision	SPRING HILL UNIT 14
Legal Block	906
Legal Lot Number	12
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3018
Census Tract	40908

Owner

Source: Hernando County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	275 PIERMONT AVE, NYACK, NY 10960-4617
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage SERVICELINK
Jan 4, 2024	Intrafamily Transfer, Transfer
Jan 4, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2016 · Amount on Record
Deed Sale	Aug 17, 2016 · Amount on Record
Prior Sale	Sep 11, 2006 · Amount on Record
Deed Document Number	201645808
Deed Book / Page	3387 / 1032
Last Transfer Date	Jan 3, 2024
Transfer Doc	0043800811
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Apr 2, 2026
Property Address	ELMORE DR, SPRING HILL, FL 34609
Document Number	0000022008
Book / Page	4690 / 1347
Instrument Date	Mar 25, 2026
Instrument	202622008
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12351 ELMORE DR, SPRING HILL, FL 34609-2922

Mortgage

Document Number	0000022008,
Date	Apr 2, 2026
Book Page	4690/1347
Instrument	202622008

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Jan 4, 2024
Property Address	12351 ELMORE DR, SPRING HILL, FL 34609-2922
Document Number	0043800811
Book / Page	4380 / 811
Instrument Date	Jan 3, 2024
Instrument	2024000929
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 348, BELLEVILLE, NJ 07109-0348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 PIERMONT AVE, NYACK, NY 10960-4617

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Jan 4, 2024
Property Address	12351 ELMORE DR, SPRING HILL, FL 34609-2922
Document Number	0043800811
Book / Page	4380 / 811
Instrument Date	Jan 3, 2024
Instrument	2024000929
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 348, BELLEVILLE, NJ 07109-0348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 PIERMONT AVE, NYACK, NY 10960-4617

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$682.00 (-78.79%)	$39,023 (-78.35%) Land $39,023	$39,023 (-84.73%) Land $39,023
2023		$180,248 (-20.25%) Land $11,731 Building $168,517
2022	$3,215.00	$226,007 Land $48,319 Building $177,688	$255,630 Land $72,359 Building $183,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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