12316 Elmore Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 12316 Elmore Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1986
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Apr 2024)
Tax Bill	$2,193 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5140-0907-0110`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5140-0907-0110`
Alternative APNs	`00541676` `541676`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Porch	Porch
Porch Area	334 sqft
Utility Building	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00541676
Street Address	12316 ELMORE DR
City	SPRING HILL
State	FL
Zip	34609-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 14 BLK 907 LOT 11
Legal Range	18E
Legal Township	23S
Legal Section	17
Legal Subdivision	SPRING HILL UNIT 14
Legal Block	907
Legal Lot Number	11
Legal Unit	14
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3020
Census Tract	40908

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12316 ELMORE DR, SPRING HILL, FL 34609-2921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 5, 2020	Warranty Deed, Transfer · FHA Mortgage KELLER MTG
Apr 8, 2020	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Sep 13, 2019	Warranty Deed, Transfer COTILLA GRP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	2024021045
Deed Book / Page	4410 / 379
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 17, 2024
Property Address	12316 ELMORE DR, SPRING HILL, FL 34609-2921
Document Number	0044100379
Book / Page	4410 / 379
Map Reference	MB 9 PG 7
Instrument Date	Apr 5, 2024
Instrument	2024021045
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	OCEAN SANDS TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8437 TUTTLE AVE, SARASOTA, FL 34243-2868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12316 ELMORE DR, SPRING HILL, FL 34609-2921

Mortgage

Document Number	0004410381
Date	Apr 17, 2024
Instrument	4410/381

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 5, 2020
Property Address	12316 ELMORE DR, SPRING HILL, FL 34609-2921
Document Number	0039211077
Book / Page	003921 / 001077
Instrument Date	Dec 4, 2020
Instrument	76493
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	NORTH AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12316 ELMORE DR SPRING HILL FL 346092921, SPRING HILL, FL 34609-2921

Mortgage

Document Number	39211079
Date	Dec 5, 2020
Book Page	003921/001079
Instrument	76494

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 8, 2020
Property Address	12316 ELMORE DR, SPRING HILL, FL 34609-2921
Document Number	0038271454
Book / Page	3827 / 1454
Map Reference	MB 9 PG 7-9
Instrument Date	Mar 30, 2020
Instrument	2020022596
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	BROKERS TITLE OF TAMPA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5450 BRUCE B DOWNS BLVD # 312, 5450, WESLEY CHAPEL, FL 33544-8616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12316 ELMORE DR, SPRING HILL, FL 34609-2921
Investor	Possibly a Property Investor

Mortgage

Document Number	38271455
Date	Apr 8, 2020
Instrument	3827/1455

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 13, 2019
Property Address	12316 ELMORE DR, SPRING HILL, FL 34609-2921
Document Number	0037501114
Book / Page	003750 / 001114
Instrument Date	Sep 3, 2019
Instrument	57638
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	BROKERS TITLE/TAMPA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5450 BRUCE B DOWNS BLVD #312 WESLEY CHAPEL FL 335448616, 312, WESLEY CHAPEL, FL 33544-8616

Mortgage

Document Number	37501115
Date	Sep 13, 2019
Book Page	003750/001115
Instrument	57639

Lender

Name	COTILLA GRP LLC
Address	REDINGTON SHORES, FL 33708

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,193.00 (-3.22%) Additional exemption filed	$193,067 (+46.83%) Land $44,006 Building $149,061	$193,067 (+11%) Land $44,006 Building $149,061
2023		$131,487 (-16.28%) Land $131,487
2022	$2,266.00	$157,064 Land $24,326 Building $132,738	$173,935 Land $36,428 Building $137,507

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Elmore Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures