12351 Cardinal Ln, Biloxi, MS 39532 Property Records

Harrison County property record for 12351 Cardinal Ln, Biloxi, MS 39532 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	4,590 sqft Adjusted Area
Lot Size	78,408 sqft (1.8 acres)
Occupancy	Owner Occupied
Tax Bill	$4,072.00 (2025)

Owner

Source: Harrison County records · APN 1108C-01-001.032

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12351 CARDINAL LN, BILOXI, MS 39532-8376
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2016
Deed Sale	Aug 01, 2016
Deed Doc Number	2016-0001862-D-J2
Record Refreshed	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	12351 CARDINAL LN, BILOXI, MS 39532-8376
Transaction Type	Mortgage
Record Updated	Dec 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170002984TJ2
Date	Oct 06, 2017
Instrument	2017-0002984-T-J2

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,072.00 (+0.17%) Homeowner's exemption	$44,864 (+4.75%)	$448,641 (+4.75%) Land $50,000 Building $398,641
2024	$4,065.00 (-0.49%)
2023	$4,085.00 (-0.63%) Homeowner's exemption	$42,831	$428,307 Land $50,000 Building $378,307
2022	$4,111.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harrison County (28047C), updated April 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`1108C-01-001.032`
Alternative APN	`113018`

Interior

Full Baths	2 Baths
Building Area	4,590 sqft Adjusted Area
1st Floor	2,888 sqft 1st Floor
2nd Floor	1,139 sqft 2nd Floor
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2003
Exterior Material	Brick Veneer Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	78,408 sqft (1.8 acres)
Patio Area	228 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	113018
Street Address	12351 CARDINAL LN
City	BILOXI
State	MS
Zip	39532-8376
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1.8 AC LOT 31 BRADFORD PLACE NE1/4 OF SEC 4-7-10
Legal Range	10
Legal Township	07
Legal Section	04
Legal Subdivision	BRADFORD PLACE
Legal Lot Number	31
Jurisdiction	HARRISON MS
Minor Civil Division	5
Census Blockgroup	2
Census Block	2015
Census Tract	3407