12330 Cardinal Ln, Biloxi, MS 39532 Property Records

Harrison County property record for 12330 Cardinal Ln, Biloxi, MS 39532 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,592 sqft · built 2002
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (May 2014)
Tax Bill	$2,079 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1108C-01-001.027`

Property Details

APN / Parcel Number

Primary APN	`1108C-01-001.027`
Alternative APN	`113013`

Interior

Full Baths	1 Bath
Building Area	2,592 sqft Adjusted Area
1st Floor Area	2,130 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	113013
Street Address	12330 CARDINAL LN
City	BILOXI
State	MS
Zip	39532-8375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.5 AC LOT 26 BRADFORD PLACE NE1/4 OF SEC 4-7-10
Legal Range	10
Legal Township	07
Legal Section	04
Legal Subdivision	BRADFORD PLACE
Legal Lot Number	26
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2015
Census Tract	3407

Owner

Source: Harrison County records · APN 1108C-01-001.027

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12330 CARDINAL LN, BILOXI, MS 39532-8375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2014 · Amount on Record
Deed Sale	May 19, 2014 · Amount on Record
Deed Document Number	2014-0001196-D-J2
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	12330 CARDINAL LN, BILOXI, MS 39532-8375
Transaction Type	Mortgage
Record Updated	Dec 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220004451TJ2
Date	Jun 01, 2022
Instrument	2022-0004451-T-J2

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,079.00 (+4.52%) Homeowner's exemption Disabled Person's exemption	$20,642 (+3.73%)	$206,417 (+3.73%) Land $50,000 Building $156,417
2024	$1,989.00 (-0.55%)
2023	$2,000.00 (-0.74%) Homeowner's exemption Disabled Person's exemption	$19,899	$198,988 Land $50,000 Building $148,988
2022	$2,015.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harrison County (28047C), updated April 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.